Get multiple home insurance quotes in 11763. Our licensed 11763, NY agents are ready to serve you.

Homeowners Insurance in 11763

In Medford, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 11763 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 11763 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 11763 should appear in the zip code field ready to go.

11763 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $1032. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Medford home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 11763 Home Insurance Rates Now!

Best 3 Options to Compare in 11763

If you want homeowners insurance quotes within the city of Medford or in the 11763 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Medford, NY.

11763 Home Insurance Average Premiums

Local 11763 homeowners insurance quotes comparison

$782 /yr.

Shows Zip Code: 11763 lowest rates with discounts applied on average.

For the 11763, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$782 /yr.
Average Coverage:$1032 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1332 /yr.

What is the average home insurance cost for a home in 11763?

  • • The average homeowners insurance premium paid annually for a home in 11763 is around $1032 per year.

What does it cost on average per month for home insurance in 11763?

  • • Homeowners in 11763 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 11763?

  • • Autoowners in 11763 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medford area, check out other zip codes nearby 11763.
Review average rates in another zip code:
11763 homeowners insurance rates

Home Replacement Cost Coverage in 11763

Average Building Cost Per Square Foot in 11763: $205

Location: Medford, New York (Suffolk County)

Average Square Footage in 11763: 1,720 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11763 before you start any project. Medford homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11763 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11763 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,720 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,720$352,700
Additional Upgrades & Added Features$2561,720$440,875
Major Home Updates or Advancements$3081,720$529,050

It's important to understand that when you estimate your replacement cost of your home in the 11763 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11763

Allstate Insurance - Israel Caraballo

Address: 2265-c Route 112 Medford, NY 11763
Phone: (631)289-8700
Website:

Best Home & Auto Insurance Agencies in 11763

Jim Salveson Agcy Inc - State Farm Insurance Agent

Address: 2604 RT-112 Medford, NY 11763
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Industrial Coverage Corp

Address: 3237 Route 112, #3 Medford, NY 11763
Phone:
Website:
Info:

Allstate Insurance Company - Keith Burlison

Address: 3138 NY-112 Medford, NY 11763
Phone:
Website: http://www.longisland.citysearch.com/profile/662335150/medford_ny/allstate_insurance_company_keith_burlison.html
Info:

Allstate Insurance - Israel Caraballo

Address: 2265 Route 112 Medford, NY 11763
Phone:
Website:
Info:

Housing Demographics for 11763

Population Review for 11763 Zip Code

For the city of Medford, the population within 11763 has increased to over 27,820 residents in population size. The current population total is 29,055. We have broken down the population based on race below. In 11763, there are over 14154 in male population and 14901 females.

PopulationValues
Total Population29,055
White Population18079
Black Population2849
Hispanic Population7627
Asian Population866
Hawaiian Population9
Indian Population195
Other Population3557
Male Population14154
Female Population14901
Population Estimate27820

Household Data for 11763

The average number of homes in 11763 is around 9,395, there are an average of 3.02 per household. The average house value according to local real estate values is around $352,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,395
Persons Per Household3.02
Average House Value$352,700
Income Per Household$101201
Median Age41.4
Median Age Male39.6
Median Age Female43.3
11763 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934
CityMedford
City Alias NameMEDFORD
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses764
Number Of Employees8451
Business First Quarter Payroll95943
Business Annual Payroll424592
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01|02
Congressional LandArea650.02|182.01
Delivery Residential9212
Delivery Business669
Delivery Total10487
Preferred Last Line KeyV14624
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV14624
Land Area13.756000
Water Area0.000000
City Alias Code
City Mixed CaseMedford
City Alias Mixed CaseMedford
Box Count456
SFDU8101
MFDU0
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355180
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

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    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]