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Quickly Revew Homeowners Insurance in 11788

If you own a home in Hauppauge, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 11788 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 11788 and start comparing rates now.

11788 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 11788 is $972 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 11788 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hauppauge, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

11788 Home Insurance Average Premiums

Local 11788 homeowners insurance quotes comparison

$722 /yr.

Shows Zip Code: 11788 lowest rates with discounts applied on average.

For the 11788, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$722 /yr.
Average Coverage:$972 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1272 /yr.

What is the average home insurance cost for a home in 11788?

  • • The average homeowners insurance premium paid annually for a home in 11788 is around $972 per year.

What does it cost on average per month for home insurance in 11788?

  • • Homeowners in 11788 pay a monthly average cost per month around $81.00.

What kind of discount could I get if I combine my home and auto insurance together in 11788?

  • • Autoowners in 11788 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hauppauge area, check out other zip codes nearby 11788.
Review average rates in another zip code:
11788 homeowners insurance rates

Home Replacement Cost Coverage in 11788

Average Building Cost Per Square Foot in 11788: $205

Location: Hauppauge, New York (Suffolk County)

Average Square Footage in 11788: 2,593 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11788 before you start any project. Hauppauge homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11788 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11788 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,593 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hauppauge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,593$531,500
Additional Upgrades & Added Features$2562,593$664,375
Major Home Updates or Advancements$3082,593$797,250

It's important to understand that when you estimate your replacement cost of your home in the 11788 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11788

Best Home & Auto Insurance Agencies in 11788

Td Commercial

Address: 300 Wheeler Rd Hauppauge, NY 11788
Phone:
Website: http://www.progressiveagent.com/Cd-Commercial-Agency-Inc-Hauppauge
Info:

Global Insurance Brkrge

Address: 377 Oak Street Cs 601 Islandia, NY 11788
Phone:
Website:
Info:

Allstate Insurance Company - Jay Dubin

Address: 325 Smithtown Bypass Hauppauge, NY 11788
Phone:
Website: http://www.allstateagencies.com/JayDubin/Welcome/
Info:

Allstate Insurance Companies - Claims Offices

Address: 888 Veterans Memorial Hwy, #300 Hauppauge, NY 11788
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 11788

Population Review for 11788 Zip Code

For the city of Hauppauge, the population within 11788 has increased to over 16,119 residents in population size. The current population total is 16,273. We have broken down the population based on race below. In 11788, there are over 7982 in male population and 8291 females.

PopulationValues
Total Population16,273
White Population12635
Black Population511
Hispanic Population1863
Asian Population1325
Hawaiian Population1
Indian Population29
Other Population633
Male Population7982
Female Population8291
Population Estimate16119

Household Data for 11788

The average number of homes in 11788 is around 5,738, there are an average of 2.80 per household. The average house value according to local real estate values is around $531,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,738
Persons Per Household2.80
Average House Value$531,500
Income Per Household$129316
Median Age43.9
Median Age Male42.1
Median Age Female45.3
11788 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code631/934
CityHauppauge
City Alias NameHAUPPAUGE
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1484
Number Of Employees34985
Business First Quarter Payroll629262
Business Annual Payroll2627164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01|02
Congressional LandArea650.02|182.01
Delivery Residential5757
Delivery Business1413
Delivery Total8969
Preferred Last Line KeyV13793
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV13793
Land Area8.604000
Water Area0.000000
City Alias Code
City Mixed CaseHauppauge
City Alias Mixed CaseHauppauge
Box Count248
SFDU4471
MFDU857
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number357840
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

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