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11933 Home Insurance Rates & Premiums

Did you know there are over 6,899 people living within the 11933 zip code area? There are over 2,867 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 11933.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $1,040 a year for a standard homeowners insurance policy in Calverton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Calverton, NY Homeowners Insurance Quotes Online

11933 Home Insurance Average Premiums

Local 11933 homeowners insurance quotes comparison

$790 /yr.

Shows Zip Code: 11933 lowest rates with discounts applied on average.

For the 11933, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$790 /yr.
Average Coverage:$1040 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1340 /yr.

What is the average home insurance cost for a home in 11933?

  • • The average homeowners insurance premium paid annually for a home in 11933 is around $1040 per year.

What does it cost on average per month for home insurance in 11933?

  • • Homeowners in 11933 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 11933?

  • • Autoowners in 11933 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Calverton area, check out other zip codes nearby 11933.
Review average rates in another zip code:
11933 homeowners insurance rates

Home Replacement Cost Coverage in 11933

Average Building Cost Per Square Foot in 11933: $205

Location: Calverton, New York (Suffolk County)

Average Square Footage in 11933: 1,734 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11933 before you start any project. Calverton homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11933 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11933 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,734 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Calverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,734$355,500
Additional Upgrades & Added Features$2561,734$444,375
Major Home Updates or Advancements$3081,734$533,250

It's important to understand that when you estimate your replacement cost of your home in the 11933 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11933

Best Home & Auto Insurance Agencies in 11933

Allstate Insurance Company - Philip Costa

Address: 415 Route 25a Rocky Point, NY 11933
Phone:
Website: http://www.allstateagencies.com/006542?cid=OTC-YP.com-IYP&att=TL
Info:

Wise, David A - State Farm Insurance Agent

Address: 5960 Route 25a Wading River, NY 11933
Phone:
Website: http://www.longisland.citysearch.com/profile/662430720/wading_river_ny/wise_david_a_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - John Sheren

Address: 691 Route 25a Miller Place, NY 11933
Phone:
Website: http://www.allstateagencies.com/JohnSheren/Welcome/
Info:

Allstate Insurance Company

Address: 3138 Route 112, Fl 2nd Calverton, NY 11933
Phone:
Website: http://www.longisland.citysearch.com/profile/external/608794030/medford_ny/allstate_insurance_company.html
Info:

Allstate Insurance Company - Owen Hanlon

Address: 6278 Route 25a Wading River, NY 11933
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 11933

Population Review for 11933 Zip Code

For the city of Calverton, the population within 11933 has increased to over 7,318 residents in population size. The current population total is 6,899. We have broken down the population based on race below. In 11933, there are over 3408 in male population and 3491 females.

PopulationValues
Total Population6,899
White Population5319
Black Population402
Hispanic Population1062
Asian Population52
Hawaiian Population1
Indian Population47
Other Population488
Male Population3408
Female Population3491
Population Estimate7318

Household Data for 11933

The average number of homes in 11933 is around 2,867, there are an average of 2.39 per household. The average house value according to local real estate values is around $355,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,867
Persons Per Household2.39
Average House Value$355,500
Income Per Household$67500
Median Age50.1
Median Age Male47.7
Median Age Female51.5
11933 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934
CityCalverton
City Alias NameCALVERTON
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses185
Number Of Employees2628
Business First Quarter Payroll38954
Business Annual Payroll191393
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01|02
Congressional LandArea650.02|182.01
Delivery Residential3062
Delivery Business125
Delivery Total3407
Preferred Last Line KeyV12390
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV12390
Land Area25.378000
Water Area2.434000
City Alias Code
City Mixed CaseCalverton
City Alias Mixed CaseCalverton
Box Count147
SFDU1787
MFDU0
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number351115
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]