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11934 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 11934? There are over 2,742 occupied homes in the 11934 area. With a population size of 8,364, it's not uncommon for residence of Center Moriches, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $990 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 11934 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Center Moriches, NY Home Insurance Rate Quotes
11934 Home Insurance Average Premiums
$740 /yr.
Shows Zip Code: 11934 lowest rates with discounts applied on average.
For the 11934, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $740 /yr. |
| Average Coverage: | $990 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1290 /yr. |
What is the average home insurance cost for a home in 11934?
- • The average homeowners insurance premium paid annually for a home in 11934 is around $990 per year.
What does it cost on average per month for home insurance in 11934?
- • Homeowners in 11934 pay a monthly average cost per month around $83.00.
What kind of discount could I get if I combine my home and auto insurance together in 11934?
- • Autoowners in 11934 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Center Moriches area, check out other zip codes nearby 11934.
Review average rates in another zip code:
11934 homeowners insurance rates
Home Replacement Cost Coverage in 11934
Average Building Cost Per Square Foot in 11934: $205
Location: Center Moriches, New York (Suffolk County)Average Square Footage in 11934: 2,200 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 11934 before you start any project. Center Moriches homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11934 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 11934 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,200 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Center Moriches area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $205 | 2,200 | $451,000 |
| Additional Upgrades & Added Features | $256 | 2,200 | $563,750 |
| Major Home Updates or Advancements | $308 | 2,200 | $676,500 |
It's important to understand that when you estimate your replacement cost of your home in the 11934 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 11934
Best Home & Auto Insurance Agencies in 11934
Newbridge Coverage Corporation
Address: 236 Main St Center Moriches, NY 11934Phone:
Website: http://www.newbridgecoverage.com/
Info:
Allstate Insurance Company - Mark Danowski
Address: 369 Main St Center Moriches, NY 11934Phone:
Website: http://www.allstateagencies.com/MarkDanowski/Welcome/
Info:
Housing Demographics for 11934
Population Review for 11934 Zip Code
For the city of Center Moriches, the population within 11934 has increased to over 8,644 residents in population size. The current population total is 8,364. We have broken down the population based on race below. In 11934, there are over 4136 in male population and 4228 females.
| Population | Values |
|---|---|
| Total Population | 8,364 |
| White Population | 6806 |
| Black Population | 242 |
| Hispanic Population | 1156 |
| Asian Population | 109 |
| Hawaiian Population | 3 |
| Indian Population | 40 |
| Other Population | 541 |
| Male Population | 4136 |
| Female Population | 4228 |
| Population Estimate | 8644 |
Household Data for 11934
The average number of homes in 11934 is around 2,742, there are an average of 2.98 per household. The average house value according to local real estate values is around $451,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 2,742 |
| Persons Per Household | 2.98 |
| Average House Value | $451,000 |
| Income Per Household | $133086 |
| Median Age | 41.3 |
| Median Age Male | 40.8 |
| Median Age Female | 41.7 |
| 11934 Details | Values |
|---|---|
| State | NY |
| State Full Name | New York |
| City Type | P |
| City Alias Abbreviation | CTR MORICHES |
| Area Code | 631/934 |
| City | Center Moriches |
| City Alias Name | CENTER MORICHES |
| County | Suffolk |
| County FIPS | 103 |
| State FIPS | 36 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 5380 |
| CSA | 408 |
| CBSA | 35620 |
| CBSA_DIV | 35004 |
| CBSA_Type | Metro |
| CBSA_Name | New York-Newark-Jersey City, NY-NJ |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Nassau-Suffolk, NY PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 351 |
| Number Of Employees | 2476 |
| Business First Quarter Payroll | 20675 |
| Business Annual Payroll | 96789 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 18897109 |
| CBSA Division Population | 2832882 |
| Congressional District | 02 |
| Congressional LandArea | 182.01 |
| Delivery Residential | 2901 |
| Delivery Business | 247 |
| Delivery Total | 4744 |
| Preferred Last Line Key | V12480 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | Nassau County-Suffolk County, NY |
| City State Key | V12480 |
| Land Area | 5.537000 |
| Water Area | 0.415000 |
| City Alias Code | |
| City Mixed Case | Center Moriches |
| City Alias Mixed Case | Center Moriches |
| Box Count | 210 |
| SFDU | 2720 |
| MFDU | 0 |
| State ANSI | 36 |
| County ANSI | 103 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | C |
| Finance Number | 351340 |
| Unique ZIP Name | |
| SSA State County Code | 33700 |
| Medicare CBSA Code | 35004 |
| Medicare CBSA Name | Nassau County-Suffolk County, NY |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Suffolk |
New York Homeowners Insurance News & Information
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2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
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What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]