Get multiple home insurance quotes in 11935. Our licensed 11935, NY agents are ready to serve you.

Compare 11935 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cutchogue just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,420 neighbors looking to save on their home insurance policy in the local 11935 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 11935. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cutchogue, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cutchogue, NY

11935 Home Insurance Average Premiums

Local 11935 homeowners insurance quotes comparison

$669 /yr.

Shows Zip Code: 11935 lowest rates with discounts applied on average.

For the 11935, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$669 /yr.
Average Coverage:$919 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1219 /yr.

What is the average home insurance cost for a home in 11935?

  • • The average homeowners insurance premium paid annually for a home in 11935 is around $919 per year.

What does it cost on average per month for home insurance in 11935?

  • • Homeowners in 11935 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 11935?

  • • Autoowners in 11935 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cutchogue area, check out other zip codes nearby 11935.
Review average rates in another zip code:
11935 homeowners insurance rates

Home Replacement Cost Coverage in 11935

Average Building Cost Per Square Foot in 11935: $205

Location: Cutchogue, New York (Suffolk County)

Average Square Footage in 11935: 3,062 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11935 before you start any project. Cutchogue homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11935 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11935 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,062 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cutchogue area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,062$627,800
Additional Upgrades & Added Features$2563,062$784,750
Major Home Updates or Advancements$3083,062$941,700

It's important to understand that when you estimate your replacement cost of your home in the 11935 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11935

Best Home & Auto Insurance Agencies in 11935

Housing Demographics for 11935

Population Review for 11935 Zip Code

For the city of Cutchogue, the population within 11935 has increased to over 4,031 residents in population size. The current population total is 3,432. We have broken down the population based on race below. In 11935, there are over 1765 in male population and 1667 females.

PopulationValues
Total Population3,432
White Population2941
Black Population36
Hispanic Population420
Asian Population28
Hawaiian Population3
Indian Population13
Other Population164
Male Population1765
Female Population1667
Population Estimate4031

Household Data for 11935

The average number of homes in 11935 is around 1,420, there are an average of 2.38 per household. The average house value according to local real estate values is around $627,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,420
Persons Per Household2.38
Average House Value$627,800
Income Per Household$111250
Median Age53.1
Median Age Male51.0
Median Age Female54.9
11935 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934
CityCutchogue
City Alias NameCUTCHOGUE
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses149
Number Of Employees753
Business First Quarter Payroll7419
Business Annual Payroll37113
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01
Congressional LandArea650.02
Delivery Residential1694
Delivery Business79
Delivery Total2611
Preferred Last Line KeyV12855
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV12855
Land Area10.324000
Water Area1.163000
City Alias Code
City Mixed CaseCutchogue
City Alias Mixed CaseCutchogue
Box Count533
SFDU1571
MFDU0
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number352055
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]