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11939, NY Home Insurance

In the zip code of 11939, the population size is around 1,048, which consists of 494 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in East Marion, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $1,071 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 11939 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in East Marion. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click East Marion, NY Homeowners Insurance Online Rates Today!

11939 Home Insurance Average Premiums

Local 11939 homeowners insurance quotes comparison

$821 /yr.

Shows Zip Code: 11939 lowest rates with discounts applied on average.

For the 11939, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$821 /yr.
Average Coverage:$1071 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1371 /yr.

What is the average home insurance cost for a home in 11939?

  • • The average homeowners insurance premium paid annually for a home in 11939 is around $1071 per year.

What does it cost on average per month for home insurance in 11939?

  • • Homeowners in 11939 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 11939?

  • • Autoowners in 11939 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Marion area, check out other zip codes nearby 11939.
Review average rates in another zip code:
11939 homeowners insurance rates

Home Replacement Cost Coverage in 11939

Average Building Cost Per Square Foot in 11939: $205

Location: East Marion, New York (Suffolk County)

Average Square Footage in 11939: 3,569 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11939 before you start any project. East Marion homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11939 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11939 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,569 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,569$731,600
Additional Upgrades & Added Features$2563,569$914,500
Major Home Updates or Advancements$3083,569$1,097,400

It's important to understand that when you estimate your replacement cost of your home in the 11939 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11939

Best Home & Auto Insurance Agencies in 11939

Allstate Insurance Company - Heywood Orenstein

Address: 1549 Main Rd East Marion, NY 11939
Phone:
Website: http://www.longisland.citysearch.com/profile/662234420/jamesport_ny/allstate_insurance_company_heywood_orenstein.html
Info:

Housing Demographics for 11939

Population Review for 11939 Zip Code

For the city of East Marion, the population within 11939 has increased to over 1,153 residents in population size. The current population total is 1,048. We have broken down the population based on race below. In 11939, there are over 504 in male population and 544 females.

PopulationValues
Total Population1,048
White Population901
Black Population11
Hispanic Population109
Asian Population11
Hawaiian Population1
Indian Population6
Other Population45
Male Population504
Female Population544
Population Estimate1153

Household Data for 11939

The average number of homes in 11939 is around 494, there are an average of 2.12 per household. The average house value according to local real estate values is around $731,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode494
Persons Per Household2.12
Average House Value$731,600
Income Per Household$90048
Median Age56.1
Median Age Male55.1
Median Age Female57.5
11939 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934
CityEast Marion
City Alias NameEAST MARION
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees57
Business First Quarter Payroll392
Business Annual Payroll2816
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01
Congressional LandArea650.02
Delivery Residential544
Delivery Business7
Delivery Total1850
Preferred Last Line KeyV13095
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV13095
Land Area2.238000
Water Area5.420000
City Alias Code
City Mixed CaseEast Marion
City Alias Mixed CaseEast Marion
Box Count300
SFDU482
MFDU0
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352435
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

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