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Homeowners Insurance coverage in 11941

If you are a homeowner in 11941 or Eastport, NY you can now easily shop for homeowners insurance from the comfort of your own home. Check out GetHomeInsuranceQuotes.com and we will provide you with up to 12 insurance rate quotes from a variety of national insurance companies, making sure that you get the best premium quotes in Eastport.

Our service is always free so join the thousands of homeowners who have shopped for coverage, compared a variety of quotes and purchased a great policy using our site. Enter your zip code now and start shopping for a brand new homeowners policy.

Compare rates and find the best homeowners policy in 11941.

Learn more about our homeowners insurance shopping service by selecting the best Eastport, NY Home Insurance Quotes Online.

What is the Average Home Insurance Rates in 11941?

Residents of Eastport have found that shopping online for homeowners insurance coverage saves them not only time but money as well. So what is the average rate for homeowners insurance in New York? While New York is not the cheapest state in the country when it comes to homeowners insurance, it does rank fairly well. According to industry data, New York comes in at 16 in the country for homeowners insurance premiums.

If you are living in 11941 zipcode, expect to pay around $953 for homeowners coverage compared to the national average of $1,249. It’s important to remember that these figures are averages and your own premium may be higher or lower depending on your personal factors.

Average rates listed here are based on a standard homeowners insurance policy, which protects your home, personal possessions, liability protection, loss of use and even medical payments. As with most standard homeowner insurance policies, coverage in Eastport does not offer protection against flood damage. If you live within a flood zone, a separate flood insurance policy may be required.

Get started now and our agents will help you determine what coverages your need and the ideal coverage levels for your particular situation.

11941 Home Insurance Average Premiums

Local 11941 homeowners insurance quotes comparison

$703 /yr.

Shows Zip Code: 11941 lowest rates with discounts applied on average.

For the 11941, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$703 /yr.
Average Coverage:$953 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1253 /yr.

What is the average home insurance cost for a home in 11941?

  • • The average homeowners insurance premium paid annually for a home in 11941 is around $953 per year.

What does it cost on average per month for home insurance in 11941?

  • • Homeowners in 11941 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 11941?

  • • Autoowners in 11941 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eastport area, check out other zip codes nearby 11941.
Review average rates in another zip code:
11941 homeowners insurance rates

Home Replacement Cost Coverage in 11941

Average Building Cost Per Square Foot in 11941: $205

Location: Eastport, New York (Suffolk County)

Average Square Footage in 11941: 2,542 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11941 before you start any project. Eastport homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11941 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11941 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,542 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eastport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,542$521,200
Additional Upgrades & Added Features$2562,542$651,500
Major Home Updates or Advancements$3082,542$781,800

It's important to understand that when you estimate your replacement cost of your home in the 11941 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11941

Best Home & Auto Insurance Agencies in 11941

Housing Demographics for 11941

Population Review for 11941 Zip Code

For the city of Eastport, the population within 11941 has increased to over 2,532 residents in population size. The current population total is 2,605. We have broken down the population based on race below. In 11941, there are over 1273 in male population and 1332 females.

PopulationValues
Total Population2,605
White Population2183
Black Population41
Hispanic Population344
Asian Population25
Hawaiian Population2
Indian Population10
Other Population171
Male Population1273
Female Population1332
Population Estimate2532

Household Data for 11941

The average number of homes in 11941 is around 1,028, there are an average of 2.50 per household. The average house value according to local real estate values is around $521,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,028
Persons Per Household2.50
Average House Value$521,200
Income Per Household$109921
Median Age51.3
Median Age Male48.7
Median Age Female53.2
11941 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631
CityEastport
City Alias NameEASTPORT
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses93
Number Of Employees415
Business First Quarter Payroll3490
Business Annual Payroll17817
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District01|02
Congressional LandArea650.02|182.01
Delivery Residential1013
Delivery Business79
Delivery Total1873
Preferred Last Line KeyV13152
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV13152
Land Area4.104000
Water Area0.134000
City Alias Code
City Mixed CaseEastport
City Alias Mixed CaseEastport
Box Count268
SFDU601
MFDU0
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352490
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]