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Searching for Homeowners Insurance in 11950

If you are a homeowners that lives in 11950 you may be searching for more affordable homeowners insurance in Mastic. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Mastic, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 11950 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mastic, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 11950 Home Insurance Costs: high!

In Mastic, homeowners are paying roughly $1034 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 11950 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Mastic are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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11950 Home Insurance Average Premiums

Local 11950 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 11950 lowest rates with discounts applied on average.

For the 11950, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 11950?

  • • The average homeowners insurance premium paid annually for a home in 11950 is around $1034 per year.

What does it cost on average per month for home insurance in 11950?

  • • Homeowners in 11950 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 11950?

  • • Autoowners in 11950 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mastic area, check out other zip codes nearby 11950.
Review average rates in another zip code:
11950 homeowners insurance rates

Home Replacement Cost Coverage in 11950

Average Building Cost Per Square Foot in 11950: $205

Location: Mastic, New York (Suffolk County)

Average Square Footage in 11950: 1,379 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11950 before you start any project. Mastic homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11950 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11950 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,379 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mastic area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,379$282,700
Additional Upgrades & Added Features$2561,379$353,375
Major Home Updates or Advancements$3081,379$424,050

It's important to understand that when you estimate your replacement cost of your home in the 11950 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11950

Best Home & Auto Insurance Agencies in 11950

Pescetti, Steve - State Farm Insurance Agent

Address: 1154 Montauk Hwy Mastic, NY 11950
Phone:
Website: http://www.longisland.citysearch.com/profile/662324120/mastic_ny/pescetti_steve_state_farm_insurance_agent.html
Info:

Allstate Insurance Company - Rudolph Georgetti

Address: 246 Moriches-Middle Island Road Mastic, NY 11950
Phone:
Website: http://www.allstate.com/
Info:

Housing Demographics for 11950

Population Review for 11950 Zip Code

For the city of Mastic, the population within 11950 has increased to over 16,128 residents in population size. The current population total is 16,233. We have broken down the population based on race below. In 11950, there are over 7984 in male population and 8249 females.

PopulationValues
Total Population16,233
White Population9179
Black Population1692
Hispanic Population4855
Asian Population424
Hawaiian Population10
Indian Population339
Other Population2536
Male Population7984
Female Population8249
Population Estimate16128

Household Data for 11950

The average number of homes in 11950 is around 4,803, there are an average of 3.37 per household. The average house value according to local real estate values is around $282,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,803
Persons Per Household3.37
Average House Value$282,700
Income Per Household$95649
Median Age35.7
Median Age Male35.0
Median Age Female36.5
11950 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code631/934/516
CityMastic
City Alias NameMASTIC
CountySuffolk
County FIPS103
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5380
CSA408
CBSA35620
CBSA_DIV35004
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNassau-Suffolk, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses239
Number Of Employees1068
Business First Quarter Payroll8002
Business Annual Payroll35729
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population2832882
Congressional District02
Congressional LandArea182.01
Delivery Residential4786
Delivery Business151
Delivery Total6758
Preferred Last Line KeyV14582
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNassau County-Suffolk County, NY
City State KeyV14582
Land Area3.698000
Water Area0.142000
City Alias Code
City Mixed CaseMastic
City Alias Mixed CaseMastic
Box Count327
SFDU4741
MFDU37
State ANSI36
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355140
Unique ZIP Name
SSA State County Code33700
Medicare CBSA Code35004
Medicare CBSA NameNassau County-Suffolk County, NY
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseSuffolk

New York Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]