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11970 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 11970? There are over 200 occupied homes in the 11970 area. With a population size of 454, it's not uncommon for residence of South Jamesport, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $1,017 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 11970 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: South Jamesport, NY Home Insurance Rate Quotes
11970 Home Insurance Average Premiums
For the 11970, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $767 /yr. |
Average Coverage: | $1017 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1317 /yr. |
What is the average home insurance cost for a home in 11970?
- • The average homeowners insurance premium paid annually for a home in 11970 is around $1017 per year.
What does it cost on average per month for home insurance in 11970?
- • Homeowners in 11970 pay a monthly average cost per month around $85.00.
What kind of discount could I get if I combine my home and auto insurance together in 11970?
- • Autoowners in 11970 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the South Jamesport area, check out other zip codes nearby 11970.
Review average rates in another zip code:
11970 homeowners insurance rates
Home Replacement Cost Coverage in 11970
Average Building Cost Per Square Foot in 11970: $205
Location: South Jamesport, New York (Suffolk County)Average Square Footage in 11970: 3,391 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 11970 before you start any project. South Jamesport homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11970 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 11970 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,391 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Jamesport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 3,391 | $695,200 |
Additional Upgrades & Added Features | $256 | 3,391 | $869,000 |
Major Home Updates or Advancements | $308 | 3,391 | $1,042,800 |
It's important to understand that when you estimate your replacement cost of your home in the 11970 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 11970
Best Home & Auto Insurance Agencies in 11970
Housing Demographics for 11970
Population Review for 11970 Zip Code
For the city of South Jamesport, the population within 11970 has increased to over 0 residents in population size. The current population total is 454. We have broken down the population based on race below. In 11970, there are over 214 in male population and 240 females.
Population | Values |
---|---|
Total Population | 454 |
White Population | 409 |
Black Population | 5 |
Hispanic Population | 54 |
Asian Population | 1 |
Hawaiian Population | 0 |
Indian Population | 1 |
Other Population | 16 |
Male Population | 214 |
Female Population | 240 |
Population Estimate | 0 |
Household Data for 11970
The average number of homes in 11970 is around 200, there are an average of 2.27 per household. The average house value according to local real estate values is around $695,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 200 |
Persons Per Household | 2.27 |
Average House Value | $695,200 |
Income Per Household | $0 |
Median Age | 59.0 |
Median Age Male | 60.5 |
Median Age Female | 57.8 |
11970 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | Z |
City Alias Abbreviation | S JAMESPORT |
Area Code | 631/934 |
City | South Jamesport |
City Alias Name | SOUTH JAMESPORT |
County | Suffolk |
County FIPS | 103 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5380 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35004 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | Nassau-Suffolk, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 8 |
Number Of Employees | 23 |
Business First Quarter Payroll | 178 |
Business Annual Payroll | 1044 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 2832882 |
Congressional District | 01 |
Congressional LandArea | 650.02 |
Delivery Residential | 0 |
Delivery Business | 0 |
Delivery Total | 257 |
Preferred Last Line Key | V16196 |
Classification Code | P |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | Nassau County-Suffolk County, NY |
City State Key | V16196 |
Land Area | 0.394000 |
Water Area | 0.023000 |
City Alias Code | |
City Mixed Case | South Jamesport |
City Alias Mixed Case | South Jamesport |
Box Count | 241 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 36 |
County ANSI | 103 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | C |
Finance Number | 357970 |
Unique ZIP Name | |
SSA State County Code | 33700 |
Medicare CBSA Code | 35004 |
Medicare CBSA Name | Nassau County-Suffolk County, NY |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Suffolk |
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