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Compare multiple home insurance rates for your home in Southold just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,650 neighbors looking to save on their home insurance policy in the local 11971 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 11971. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Southold, NY home insurance rates today!
For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Southold, NY
11971 Home Insurance Average Premiums
$673 /yr.
Shows Zip Code: 11971 lowest rates with discounts applied on average.
For the 11971, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $673 /yr. |
| Average Coverage: | $923 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1223 /yr. |
What is the average home insurance cost for a home in 11971?
- • The average homeowners insurance premium paid annually for a home in 11971 is around $923 per year.
What does it cost on average per month for home insurance in 11971?
- • Homeowners in 11971 pay a monthly average cost per month around $77.00.
What kind of discount could I get if I combine my home and auto insurance together in 11971?
- • Autoowners in 11971 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Southold area, check out other zip codes nearby 11971.
Review average rates in another zip code:
11971 homeowners insurance rates
Home Replacement Cost Coverage in 11971
Average Building Cost Per Square Foot in 11971: $205
Location: Southold, New York (Suffolk County)Average Square Footage in 11971: 3,078 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 11971 before you start any project. Southold homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11971 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 11971 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,078 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Southold area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $205 | 3,078 | $631,000 |
| Additional Upgrades & Added Features | $256 | 3,078 | $788,750 |
| Major Home Updates or Advancements | $308 | 3,078 | $946,500 |
It's important to understand that when you estimate your replacement cost of your home in the 11971 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 11971
Allstate Insurance - Chris Manfredi
Address: Po Box 1345 53345 Rte 25 Feather Hill Southold, NY 11971Phone: (631)765-4666
Website:
Best Home & Auto Insurance Agencies in 11971
Cabral Insurance Brokerage
Address: 53965 Route 25 Southold, NY 11971Phone:
Website:
Info:
Allstate Insurance - Chris Manfredi
Address: Po Box 1345 53345 Rte 25 Feather Hill Southold, NY 11971Phone:
Website:
Info:
Housing Demographics for 11971
Population Review for 11971 Zip Code
For the city of Southold, the population within 11971 has increased to over 7,028 residents in population size. The current population total is 6,105. We have broken down the population based on race below. In 11971, there are over 2954 in male population and 3151 females.
| Population | Values |
|---|---|
| Total Population | 6,105 |
| White Population | 5105 |
| Black Population | 70 |
| Hispanic Population | 765 |
| Asian Population | 83 |
| Hawaiian Population | 0 |
| Indian Population | 28 |
| Other Population | 445 |
| Male Population | 2954 |
| Female Population | 3151 |
| Population Estimate | 7028 |
Household Data for 11971
The average number of homes in 11971 is around 2,650, there are an average of 2.29 per household. The average house value according to local real estate values is around $631,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 2,650 |
| Persons Per Household | 2.29 |
| Average House Value | $631,000 |
| Income Per Household | $96319 |
| Median Age | 54.8 |
| Median Age Male | 52.9 |
| Median Age Female | 56.2 |
| 11971 Details | Values |
|---|---|
| State | NY |
| State Full Name | New York |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 631/934 |
| City | Southold |
| City Alias Name | SOUTHOLD |
| County | Suffolk |
| County FIPS | 103 |
| State FIPS | 36 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 5602 |
| PMSA | 5380 |
| CSA | 408 |
| CBSA | 35620 |
| CBSA_DIV | 35004 |
| CBSA_Type | Metro |
| CBSA_Name | New York-Newark-Jersey City, NY-NJ |
| MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
| PMSA_Name | Nassau-Suffolk, NY PMSA |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 230 |
| Number Of Employees | 1158 |
| Business First Quarter Payroll | 10922 |
| Business Annual Payroll | 56921 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 18897109 |
| CBSA Division Population | 2832882 |
| Congressional District | 01 |
| Congressional LandArea | 650.02 |
| Delivery Residential | 3069 |
| Delivery Business | 98 |
| Delivery Total | 4242 |
| Preferred Last Line Key | V16236 |
| Classification Code | |
| Multi-County | |
| CSA Name | New York-Newark, NY-NJ-CT-PA |
| CBSA_DIV_Name | Nassau County-Suffolk County, NY |
| City State Key | V16236 |
| Land Area | 10.961000 |
| Water Area | 4.116000 |
| City Alias Code | |
| City Mixed Case | Southold |
| City Alias Mixed Case | Southold |
| Box Count | 810 |
| SFDU | 2914 |
| MFDU | 42 |
| State ANSI | 36 |
| County ANSI | 103 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | D |
| Finance Number | 358000 |
| Unique ZIP Name | |
| SSA State County Code | 33700 |
| Medicare CBSA Code | 35004 |
| Medicare CBSA Name | Nassau County-Suffolk County, NY |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 8 |
| County Mixed Case | Suffolk |
New York Homeowners Insurance News & Information
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