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Compare 12134 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Northville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,607 neighbors looking to save on their home insurance policy in the local 12134 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 12134. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Northville, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Northville, NY

12134 Home Insurance Average Premiums

Local 12134 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 12134 lowest rates with discounts applied on average.

For the 12134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1301 /yr.

What is the average home insurance cost for a home in 12134?

  • • The average homeowners insurance premium paid annually for a home in 12134 is around $1001 per year.

What does it cost on average per month for home insurance in 12134?

  • • Homeowners in 12134 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 12134?

  • • Autoowners in 12134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Northville area, check out other zip codes nearby 12134.
Review average rates in another zip code:
12134 homeowners insurance rates

Home Replacement Cost Coverage in 12134

Average Building Cost Per Square Foot in 12134: $205

Location: Northville, New York (Fulton County)

Average Square Footage in 12134: 834 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12134 before you start any project. Northville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 834 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Northville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205834$171,000
Additional Upgrades & Added Features$256834$213,750
Major Home Updates or Advancements$308834$256,500

It's important to understand that when you estimate your replacement cost of your home in the 12134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12134

Best Home & Auto Insurance Agencies in 12134

Housing Demographics for 12134

Population Review for 12134 Zip Code

For the city of Northville, the population within 12134 has increased to over 3,695 residents in population size. The current population total is 3,560. We have broken down the population based on race below. In 12134, there are over 1775 in male population and 1785 females.

PopulationValues
Total Population3,560
White Population3324
Black Population7
Hispanic Population92
Asian Population8
Hawaiian Population0
Indian Population3
Other Population19
Male Population1775
Female Population1785
Population Estimate3695

Household Data for 12134

The average number of homes in 12134 is around 1,607, there are an average of 2.21 per household. The average house value according to local real estate values is around $171,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,607
Persons Per Household2.21
Average House Value$171,000
Income Per Household$61667
Median Age52.5
Median Age Male52.6
Median Age Female52.4
12134 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code518
CityNorthville
City Alias NameNORTHVILLE
CountyFulton
County FIPS035
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA104
CBSA24100
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGloversville, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses90
Number Of Employees454
Business First Quarter Payroll7367
Business Annual Payroll24407
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population55531
CBSA Division Population0
Congressional District20|21
Congressional LandArea1231.28|15114.76
Delivery Residential1672
Delivery Business46
Delivery Total2445
Preferred Last Line KeyV15129
Classification Code
Multi-CountyY
CSA NameAlbany-Schenectady, NY
CBSA_DIV_Name
City State KeyV15129
Land Area189.005000
Water Area5.787000
City Alias Code
City Mixed CaseNorthville
City Alias Mixed CaseNorthville
Box Count654
SFDU1651
MFDU0
State ANSI36
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number356035
Unique ZIP Name
SSA State County Code33280
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseFulton

New York Homeowners Insurance News & Information

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]