Compare quotes for your home in 12469! Compare the best 12 carriers in minutes.
Find the lowest Homeowners Insurance Rates in 12469
There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.
If you are shopping for coverage in 12469, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Preston Hollow, NY from a list of top tier nationwide insurers.
Our New York licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.
It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 12469 will appear in the zip code field and you are ready to go.
It’s Time to Compare Rate Quotes for 12469
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Preston Hollow, NY home insurance quotes in your local city and review the most competitive coverages and premiums.
12469 Ratings: high!
Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.
In addition to gathering the best quotes from 12 major insurance companies in Preston Hollow we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 12469, homeowners are seeing rates around 1047 on average per year.
Let us help you compare home insurance rates right now. Get started shopping for new policy in 12469!
12469 Home Insurance Average Premiums
$797 /yr.
Shows Zip Code: 12469 lowest rates with discounts applied on average.
For the 12469, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $797 /yr. |
| Average Coverage: | $1047 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1347 /yr. |
What is the average home insurance cost for a home in 12469?
- • The average homeowners insurance premium paid annually for a home in 12469 is around $1047 per year.
What does it cost on average per month for home insurance in 12469?
- • Homeowners in 12469 pay a monthly average cost per month around $87.00.
What kind of discount could I get if I combine my home and auto insurance together in 12469?
- • Autoowners in 12469 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Preston Hollow area, check out other zip codes nearby 12469.
Review average rates in another zip code:
12469 homeowners insurance rates
Home Replacement Cost Coverage in 12469
Average Building Cost Per Square Foot in 12469: $205
Location: Preston Hollow, New York (Albany County)Average Square Footage in 12469: 873 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 12469 before you start any project. Preston Hollow homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12469 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 12469 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 873 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Preston Hollow area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $205 | 873 | $178,900 |
| Additional Upgrades & Added Features | $256 | 873 | $223,625 |
| Major Home Updates or Advancements | $308 | 873 | $268,350 |
It's important to understand that when you estimate your replacement cost of your home in the 12469 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 12469
Best Home & Auto Insurance Agencies in 12469
Housing Demographics for 12469
Population Review for 12469 Zip Code
For the city of Preston Hollow, the population within 12469 has increased to over 707 residents in population size. The current population total is 697. We have broken down the population based on race below. In 12469, there are over 341 in male population and 356 females.
| Population | Values |
|---|---|
| Total Population | 697 |
| White Population | 646 |
| Black Population | 5 |
| Hispanic Population | 21 |
| Asian Population | 7 |
| Hawaiian Population | 0 |
| Indian Population | 1 |
| Other Population | 6 |
| Male Population | 341 |
| Female Population | 356 |
| Population Estimate | 707 |
Household Data for 12469
The average number of homes in 12469 is around 386, there are an average of 1.81 per household. The average house value according to local real estate values is around $178,900. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 386 |
| Persons Per Household | 1.81 |
| Average House Value | $178,900 |
| Income Per Household | $86691 |
| Median Age | 53.7 |
| Median Age Male | 51.2 |
| Median Age Female | 54.6 |
| 12469 Details | Values |
|---|---|
| State | NY |
| State Full Name | New York |
| City Type | P |
| City Alias Abbreviation | PRESTON HOLW |
| Area Code | 518 |
| City | Preston Hollow |
| City Alias Name | PRESTON HOLLOW |
| County | Albany |
| County FIPS | 001 |
| State FIPS | 36 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 0160 |
| PMSA | |
| CSA | 104 |
| CBSA | 10580 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Albany-Schenectady-Troy, NY |
| MSA_Name | Albany-Schenectady-Troy, NY MSA |
| PMSA_Name | |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 9 |
| Number Of Employees | 18 |
| Business First Quarter Payroll | 132 |
| Business Annual Payroll | 874 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 870716 |
| CBSA Division Population | 0 |
| Congressional District | 19|20|21 |
| Congressional LandArea | 7937.02|1231.28|15114.76 |
| Delivery Residential | 391 |
| Delivery Business | 14 |
| Delivery Total | 460 |
| Preferred Last Line Key | V15548 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Albany-Schenectady, NY |
| CBSA_DIV_Name | |
| City State Key | V15548 |
| Land Area | 32.996000 |
| Water Area | 0.015000 |
| City Alias Code | |
| City Mixed Case | Preston Hollow |
| City Alias Mixed Case | Preston Hollow |
| Box Count | 45 |
| SFDU | 391 |
| MFDU | 0 |
| State ANSI | 36 |
| County ANSI | 001 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 356830 |
| Unique ZIP Name | |
| SSA State County Code | 33000 |
| Medicare CBSA Code | 10580 |
| Medicare CBSA Name | Albany-Schenectady-Troy, NY |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Albany |
New York Homeowners Insurance News & Information
-
Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
-
North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
-
2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]