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Searching for Homeowners Insurance in 12514

If you are a homeowners that lives in 12514 you may be searching for more affordable homeowners insurance in Clinton Corners. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Clinton Corners, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 12514 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clinton Corners, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 12514 Home Insurance Costs: high!

In Clinton Corners, homeowners are paying roughly $1040 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 12514 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Clinton Corners are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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12514 Home Insurance Average Premiums

Local 12514 homeowners insurance quotes comparison

$790 /yr.

Shows Zip Code: 12514 lowest rates with discounts applied on average.

For the 12514, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$790 /yr.
Average Coverage:$1040 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1340 /yr.

What is the average home insurance cost for a home in 12514?

  • • The average homeowners insurance premium paid annually for a home in 12514 is around $1040 per year.

What does it cost on average per month for home insurance in 12514?

  • • Homeowners in 12514 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 12514?

  • • Autoowners in 12514 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clinton Corners area, check out other zip codes nearby 12514.
Review average rates in another zip code:
12514 homeowners insurance rates

Home Replacement Cost Coverage in 12514

Average Building Cost Per Square Foot in 12514: $205

Location: Clinton Corners, New York (Dutchess County)

Average Square Footage in 12514: 1,733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12514 before you start any project. Clinton Corners homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12514 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12514 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,733 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clinton Corners area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,733$355,300
Additional Upgrades & Added Features$2561,733$444,125
Major Home Updates or Advancements$3081,733$532,950

It's important to understand that when you estimate your replacement cost of your home in the 12514 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12514

Best Home & Auto Insurance Agencies in 12514

Housing Demographics for 12514

Population Review for 12514 Zip Code

For the city of Clinton Corners, the population within 12514 has increased to over 2,939 residents in population size. The current population total is 2,784. We have broken down the population based on race below. In 12514, there are over 1419 in male population and 1365 females.

PopulationValues
Total Population2,784
White Population2500
Black Population42
Hispanic Population137
Asian Population35
Hawaiian Population0
Indian Population7
Other Population52
Male Population1419
Female Population1365
Population Estimate2939

Household Data for 12514

The average number of homes in 12514 is around 1,179, there are an average of 2.35 per household. The average house value according to local real estate values is around $355,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,179
Persons Per Household2.35
Average House Value$355,300
Income Per Household$113490
Median Age50.6
Median Age Male50.1
Median Age Female51.7
12514 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias AbbreviationCLINTON CORS
Area Code845
CityClinton Corners
City Alias NameCLINTON CORNERS
CountyDutchess
County FIPS027
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA2281
CSA408
CBSA28880
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKiryas Joel-Poughkeepsie-Newburgh, NY
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameDutchess County, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees176
Business First Quarter Payroll888
Business Annual Payroll4264
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District18
Congressional LandArea1353.42
Delivery Residential1251
Delivery Business13
Delivery Total1406
Preferred Last Line KeyV12640
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV12640
Land Area27.282000
Water Area0.274000
City Alias Code
City Mixed CaseClinton Corners
City Alias Mixed CaseClinton Corners
Box Count82
SFDU1251
MFDU0
State ANSI36
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number351665
Unique ZIP Name
SSA State County Code33230
Medicare CBSA Code39100
Medicare CBSA NamePoughkeepsie-Newburgh-Middletown, NY
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDutchess

New York Homeowners Insurance News & Information

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