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Quickly Revew Homeowners Insurance in 12553

If you own a home in New Windsor, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 12553 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 12553 and start comparing rates now.

12553 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 12553 is $1038 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 12553 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Windsor, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

12553 Home Insurance Average Premiums

Local 12553 homeowners insurance quotes comparison

$788 /yr.

Shows Zip Code: 12553 lowest rates with discounts applied on average.

For the 12553, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$788 /yr.
Average Coverage:$1038 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1338 /yr.

What is the average home insurance cost for a home in 12553?

  • • The average homeowners insurance premium paid annually for a home in 12553 is around $1038 per year.

What does it cost on average per month for home insurance in 12553?

  • • Homeowners in 12553 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 12553?

  • • Autoowners in 12553 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Windsor area, check out other zip codes nearby 12553.
Review average rates in another zip code:
12553 homeowners insurance rates

Home Replacement Cost Coverage in 12553

Average Building Cost Per Square Foot in 12553: $205

Location: New Windsor, New York (Orange County)

Average Square Footage in 12553: 1,384 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12553 before you start any project. New Windsor homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12553 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12553 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,384 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Windsor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,384$283,700
Additional Upgrades & Added Features$2561,384$354,625
Major Home Updates or Advancements$3081,384$425,550

It's important to understand that when you estimate your replacement cost of your home in the 12553 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12553

Best Home & Auto Insurance Agencies in 12553

Jannotti Insurance Frank

Address: 20 Brown's Dr New Windsor, NY 12553
Phone:
Website:
Info:

John J Arbolino Insurance

Address: 58 Quassaick Ave New Windsor, NY 12553
Phone:
Website: http://www.national.citysearch.com/profile/666932830/new_windsor_ny/john_j_arbolino_insurance.html
Info:

George Thompson Agency

Address: 436 Blooming Grove Tpke, Ste 900 New Windsor, NY 12553
Phone:
Website: http://www.insureatgthompson.com/
Info:

John J. O'connor Agency

Address: 316 Blooming Grove Tpke New Windsor, NY 12553
Phone:
Website:
Info:

Allstate Insurance Company - Roger Dwyer

Address: 357 Windsor Hwy New Windsor, NY 12553
Phone:
Website: http://www.allstateagencies.com/RogerWDwyer/Welcome/
Info:

Housing Demographics for 12553

Population Review for 12553 Zip Code

For the city of New Windsor, the population within 12553 has increased to over 27,167 residents in population size. The current population total is 26,728. We have broken down the population based on race below. In 12553, there are over 12965 in male population and 13763 females.

PopulationValues
Total Population26,728
White Population15173
Black Population4125
Hispanic Population6908
Asian Population1120
Hawaiian Population18
Indian Population189
Other Population3060
Male Population12965
Female Population13763
Population Estimate27167

Household Data for 12553

The average number of homes in 12553 is around 10,248, there are an average of 2.57 per household. The average house value according to local real estate values is around $283,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,248
Persons Per Household2.57
Average House Value$283,700
Income Per Household$91698
Median Age40.5
Median Age Male37.9
Median Age Female42.9
12553 DetailsValues
StateNY
State Full NameNew York
City TypeB
City Alias Abbreviation
Area Code845/914
CityNew Windsor
City Alias NameNEW WINDSOR
CountyOrange
County FIPS071
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5660
CSA408
CBSA28880
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKiryas Joel-Poughkeepsie-Newburgh, NY
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNewburgh, NY-PA PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses648
Number Of Employees9121
Business First Quarter Payroll101204
Business Annual Payroll465682
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District18
Congressional LandArea1353.42
Delivery Residential10571
Delivery Business695
Delivery Total11509
Preferred Last Line KeyV14963
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV14963
Land Area24.166000
Water Area1.029000
City Alias Code
City Mixed CaseNew Windsor
City Alias Mixed CaseNew Windsor
Box Count260
SFDU6630
MFDU1133
State ANSI36
County ANSI071
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355700
Unique ZIP Name
SSA State County Code33540
Medicare CBSA Code39100
Medicare CBSA NamePoughkeepsie-Newburgh-Middletown, NY
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseOrange

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]