Get multiple home insurance quotes in 12721. Our licensed 12721, NY agents are ready to serve you.

Searching for Homeowners Insurance in 12721

If you are a homeowners that lives in 12721 you may be searching for more affordable homeowners insurance in Bloomingburg. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Bloomingburg, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 12721 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Bloomingburg, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 12721 Home Insurance Costs: high!

In Bloomingburg, homeowners are paying roughly $1045 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 12721 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Bloomingburg are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 12721 policy right now!

12721 Home Insurance Average Premiums

Local 12721 homeowners insurance quotes comparison

$795 /yr.

Shows Zip Code: 12721 lowest rates with discounts applied on average.

For the 12721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$795 /yr.
Average Coverage:$1045 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1345 /yr.

What is the average home insurance cost for a home in 12721?

  • • The average homeowners insurance premium paid annually for a home in 12721 is around $1045 per year.

What does it cost on average per month for home insurance in 12721?

  • • Homeowners in 12721 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 12721?

  • • Autoowners in 12721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Bloomingburg area, check out other zip codes nearby 12721.
Review average rates in another zip code:
12721 homeowners insurance rates

Home Replacement Cost Coverage in 12721

Average Building Cost Per Square Foot in 12721: $205

Location: Bloomingburg, New York (Sullivan County)

Average Square Footage in 12721: 1,266 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12721 before you start any project. Bloomingburg homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,266 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bloomingburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,266$259,600
Additional Upgrades & Added Features$2561,266$324,500
Major Home Updates or Advancements$3081,266$389,400

It's important to understand that when you estimate your replacement cost of your home in the 12721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12721

Best Home & Auto Insurance Agencies in 12721

Housing Demographics for 12721

Population Review for 12721 Zip Code

For the city of Bloomingburg, the population within 12721 has increased to over 7,560 residents in population size. The current population total is 7,504. We have broken down the population based on race below. In 12721, there are over 3788 in male population and 3716 females.

PopulationValues
Total Population7,504
White Population5995
Black Population318
Hispanic Population981
Asian Population90
Hawaiian Population0
Indian Population31
Other Population377
Male Population3788
Female Population3716
Population Estimate7560

Household Data for 12721

The average number of homes in 12721 is around 2,496, there are an average of 3.00 per household. The average house value according to local real estate values is around $259,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,496
Persons Per Household3.00
Average House Value$259,600
Income Per Household$74947
Median Age34.6
Median Age Male33.8
Median Age Female35.1
12721 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845
CityBloomingburg
City Alias NameBLOOMINGBURG
CountySullivan
County FIPS105
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA33910
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMonticello, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses107
Number Of Employees517
Business First Quarter Payroll5666
Business Annual Payroll30035
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District18|19
Congressional LandArea1353.42|7937.02
Delivery Residential2520
Delivery Business45
Delivery Total2860
Preferred Last Line KeyV12185
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV12185
Land Area24.669000
Water Area0.104000
City Alias Code
City Mixed CaseBloomingburg
City Alias Mixed CaseBloomingburg
Box Count236
SFDU1943
MFDU0
State ANSI36
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number350745
Unique ZIP Name
SSA State County Code33710
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]