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Compare 12747 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Hurleyville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 625 neighbors looking to save on their home insurance policy in the local 12747 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 12747. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Hurleyville, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Hurleyville, NY

12747 Home Insurance Average Premiums

Local 12747 homeowners insurance quotes comparison

$807 /yr.

Shows Zip Code: 12747 lowest rates with discounts applied on average.

For the 12747, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$807 /yr.
Average Coverage:$1057 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1357 /yr.

What is the average home insurance cost for a home in 12747?

  • • The average homeowners insurance premium paid annually for a home in 12747 is around $1057 per year.

What does it cost on average per month for home insurance in 12747?

  • • Homeowners in 12747 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 12747?

  • • Autoowners in 12747 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hurleyville area, check out other zip codes nearby 12747.
Review average rates in another zip code:
12747 homeowners insurance rates

Home Replacement Cost Coverage in 12747

Average Building Cost Per Square Foot in 12747: $205

Location: Hurleyville, New York (Sullivan County)

Average Square Footage in 12747: 1,084 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12747 before you start any project. Hurleyville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12747 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12747 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,084 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hurleyville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,084$222,300
Additional Upgrades & Added Features$2561,084$277,875
Major Home Updates or Advancements$3081,084$333,450

It's important to understand that when you estimate your replacement cost of your home in the 12747 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12747

Best Home & Auto Insurance Agencies in 12747

Housing Demographics for 12747

Population Review for 12747 Zip Code

For the city of Hurleyville, the population within 12747 has increased to over 1,638 residents in population size. The current population total is 1,849. We have broken down the population based on race below. In 12747, there are over 957 in male population and 892 females.

PopulationValues
Total Population1,849
White Population1299
Black Population133
Hispanic Population354
Asian Population82
Hawaiian Population1
Indian Population1
Other Population130
Male Population957
Female Population892
Population Estimate1638

Household Data for 12747

The average number of homes in 12747 is around 625, there are an average of 2.69 per household. The average house value according to local real estate values is around $222,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode625
Persons Per Household2.69
Average House Value$222,300
Income Per Household$62589
Median Age41.0
Median Age Male40.2
Median Age Female41.8
12747 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845
CityHurleyville
City Alias NameHURLEYVILLE
CountySullivan
County FIPS105
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA33910
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMonticello, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees287
Business First Quarter Payroll2805
Business Annual Payroll15619
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential609
Delivery Business9
Delivery Total866
Preferred Last Line KeyV13991
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV13991
Land Area17.148000
Water Area0.409000
City Alias Code
City Mixed CaseHurleyville
City Alias Mixed CaseHurleyville
Box Count218
SFDU501
MFDU0
State ANSI36
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number354070
Unique ZIP Name
SSA State County Code33710
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]