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Homeowners Insurance in 12776

For homeowners living in 12776, you want more affordable home insurance rates in Roscoe, right? Our rates are very competitive for homeowners living in the great city of Roscoe, NY. Many homeowners living in the 12776 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 12776 should appear in the zip code field ready to go. Comparing Roscoe, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

12776 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Roscoe pay around $1039 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 12776 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Roscoe homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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12776 Home Insurance Average Premiums

Local 12776 homeowners insurance quotes comparison

$789 /yr.

Shows Zip Code: 12776 lowest rates with discounts applied on average.

For the 12776, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$789 /yr.
Average Coverage:$1039 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1339 /yr.

What is the average home insurance cost for a home in 12776?

  • • The average homeowners insurance premium paid annually for a home in 12776 is around $1039 per year.

What does it cost on average per month for home insurance in 12776?

  • • Homeowners in 12776 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 12776?

  • • Autoowners in 12776 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Roscoe area, check out other zip codes nearby 12776.
Review average rates in another zip code:
12776 homeowners insurance rates

Home Replacement Cost Coverage in 12776

Average Building Cost Per Square Foot in 12776: $205

Location: Roscoe, New York (Sullivan County)

Average Square Footage in 12776: 990 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12776 before you start any project. Roscoe homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12776 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12776 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 990 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Roscoe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205990$202,900
Additional Upgrades & Added Features$256990$253,625
Major Home Updates or Advancements$308990$304,350

It's important to understand that when you estimate your replacement cost of your home in the 12776 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12776

Best Home & Auto Insurance Agencies in 12776

Housing Demographics for 12776

Population Review for 12776 Zip Code

For the city of Roscoe, the population within 12776 has increased to over 1,842 residents in population size. The current population total is 1,865. We have broken down the population based on race below. In 12776, there are over 927 in male population and 938 females.

PopulationValues
Total Population1,865
White Population1609
Black Population28
Hispanic Population117
Asian Population16
Hawaiian Population0
Indian Population7
Other Population31
Male Population927
Female Population938
Population Estimate1842

Household Data for 12776

The average number of homes in 12776 is around 817, there are an average of 2.18 per household. The average house value according to local real estate values is around $202,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode817
Persons Per Household2.18
Average House Value$202,900
Income Per Household$73125
Median Age53.3
Median Age Male52.5
Median Age Female54.3
12776 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607/845
CityRoscoe
City Alias NameROSCOE
CountySullivan
County FIPS105
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA33910
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMonticello, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees434
Business First Quarter Payroll3740
Business Annual Payroll14689
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential845
Delivery Business29
Delivery Total1283
Preferred Last Line KeyV15789
Classification Code
Multi-CountyY
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV15789
Land Area115.556000
Water Area3.292000
City Alias Code
City Mixed CaseRoscoe
City Alias Mixed CaseRoscoe
Box Count357
SFDU845
MFDU0
State ANSI36
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number357205
Unique ZIP Name
SSA State County Code33710
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

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