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12792 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 12792 zip code find a great new policy that offers the coverage they need at a price they can afford.

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Quickly and Easily Compare Average Rates for 12792

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Yulan, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 12792

Homeowners in Yulan are paying roughly $999 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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12792 Home Insurance Average Premiums

Local 12792 homeowners insurance quotes comparison

$749 /yr.

Shows Zip Code: 12792 lowest rates with discounts applied on average.

For the 12792, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$749 /yr.
Average Coverage:$999 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1299 /yr.

What is the average home insurance cost for a home in 12792?

  • • The average homeowners insurance premium paid annually for a home in 12792 is around $999 per year.

What does it cost on average per month for home insurance in 12792?

  • • Homeowners in 12792 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 12792?

  • • Autoowners in 12792 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yulan area, check out other zip codes nearby 12792.
Review average rates in another zip code:
12792 homeowners insurance rates

Home Replacement Cost Coverage in 12792

Average Building Cost Per Square Foot in 12792: $205

Location: Yulan, New York (Sullivan County)

Average Square Footage in 12792: 1,024 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12792 before you start any project. Yulan homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12792 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12792 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,024 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yulan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,024$210,000
Additional Upgrades & Added Features$2561,024$262,500
Major Home Updates or Advancements$3081,024$315,000

It's important to understand that when you estimate your replacement cost of your home in the 12792 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12792

Best Home & Auto Insurance Agencies in 12792

Housing Demographics for 12792

Population Review for 12792 Zip Code

For the city of Yulan, the population within 12792 has increased to over 72 residents in population size. The current population total is 311. We have broken down the population based on race below. In 12792, there are over 150 in male population and 161 females.

PopulationValues
Total Population311
White Population266
Black Population13
Hispanic Population27
Asian Population3
Hawaiian Population0
Indian Population1
Other Population4
Male Population150
Female Population161
Population Estimate72

Household Data for 12792

The average number of homes in 12792 is around 154, there are an average of 1.96 per household. The average house value according to local real estate values is around $210,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode154
Persons Per Household1.96
Average House Value$210,000
Income Per Household$0
Median Age51.2
Median Age Male51.2
Median Age Female51.3
12792 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code845
CityYulan
City Alias NameYULAN
CountySullivan
County FIPS105
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA408
CBSA33910
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMonticello, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees17
Business First Quarter Payroll202
Business Annual Payroll987
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential37
Delivery Business2
Delivery Total265
Preferred Last Line KeyV17130
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_Name
City State KeyV17130
Land Area4.278000
Water Area0.214000
City Alias Code
City Mixed CaseYulan
City Alias Mixed CaseYulan
Box Count213
SFDU37
MFDU0
State ANSI36
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number359580
Unique ZIP Name
SSA State County Code33710
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseSullivan

New York Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]