Get multiple home insurance quotes in 12871. Our licensed 12871, NY agents are ready to serve you.

Compare 12871 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Schuylerville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,581 neighbors looking to save on their home insurance policy in the local 12871 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 12871. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Schuylerville, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Schuylerville, NY

12871 Home Insurance Average Premiums

Local 12871 homeowners insurance quotes comparison

$763 /yr.

Shows Zip Code: 12871 lowest rates with discounts applied on average.

For the 12871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$763 /yr.
Average Coverage:$1013 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1313 /yr.

What is the average home insurance cost for a home in 12871?

  • • The average homeowners insurance premium paid annually for a home in 12871 is around $1013 per year.

What does it cost on average per month for home insurance in 12871?

  • • Homeowners in 12871 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 12871?

  • • Autoowners in 12871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Schuylerville area, check out other zip codes nearby 12871.
Review average rates in another zip code:
12871 homeowners insurance rates

Home Replacement Cost Coverage in 12871

Average Building Cost Per Square Foot in 12871: $205

Location: Schuylerville, New York (Saratoga County)

Average Square Footage in 12871: 964 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12871 before you start any project. Schuylerville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 964 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Schuylerville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205964$197,700
Additional Upgrades & Added Features$256964$247,125
Major Home Updates or Advancements$308964$296,550

It's important to understand that when you estimate your replacement cost of your home in the 12871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12871

Best Home & Auto Insurance Agencies in 12871

Buell, Jerome Owner - Schuylerville Insurance Agency

Address: 144 Broad St Schuylerville, NY 12871
Phone:
Website: http://www.schuylervilleinsurance.com/
Info:

Housing Demographics for 12871

Population Review for 12871 Zip Code

For the city of Schuylerville, the population within 12871 has increased to over 4,221 residents in population size. The current population total is 3,934. We have broken down the population based on race below. In 12871, there are over 1976 in male population and 1958 females.

PopulationValues
Total Population3,934
White Population3584
Black Population35
Hispanic Population135
Asian Population16
Hawaiian Population1
Indian Population2
Other Population68
Male Population1976
Female Population1958
Population Estimate4221

Household Data for 12871

The average number of homes in 12871 is around 1,581, there are an average of 2.47 per household. The average house value according to local real estate values is around $197,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,581
Persons Per Household2.47
Average House Value$197,700
Income Per Household$77500
Median Age41.1
Median Age Male40.4
Median Age Female41.7
12871 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code518
CitySchuylerville
City Alias NameSCHUYLERVILLE
CountySaratoga
County FIPS091
State FIPS36
Time Zone5
Day Light SavingY
MSA0160
PMSA
CSA104
CBSA10580
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAlbany-Schenectady-Troy, NY
MSA_NameAlbany-Schenectady-Troy, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees291
Business First Quarter Payroll2275
Business Annual Payroll12374
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population870716
CBSA Division Population0
Congressional District20
Congressional LandArea1231.28
Delivery Residential1709
Delivery Business88
Delivery Total1918
Preferred Last Line KeyV15972
Classification Code
Multi-County
CSA NameAlbany-Schenectady, NY
CBSA_DIV_Name
City State KeyV15972
Land Area27.922000
Water Area0.849000
City Alias Code
City Mixed CaseSchuylerville
City Alias Mixed CaseSchuylerville
Box Count62
SFDU1671
MFDU24
State ANSI36
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number357570
Unique ZIP Name
SSA State County Code33640
Medicare CBSA Code10580
Medicare CBSA NameAlbany-Schenectady-Troy, NY
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaratoga

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]