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12929 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 12929? There are over 435 occupied homes in the 12929 area. With a population size of 3,292, it's not uncommon for residence of Dannemora, NY to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in New York is around $998 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 12929 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Dannemora, NY Home Insurance Rate Quotes

12929 Home Insurance Average Premiums

Local 12929 homeowners insurance quotes comparison

$748 /yr.

Shows Zip Code: 12929 lowest rates with discounts applied on average.

For the 12929, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$748 /yr.
Average Coverage:$998 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1298 /yr.

What is the average home insurance cost for a home in 12929?

  • • The average homeowners insurance premium paid annually for a home in 12929 is around $998 per year.

What does it cost on average per month for home insurance in 12929?

  • • Homeowners in 12929 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 12929?

  • • Autoowners in 12929 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dannemora area, check out other zip codes nearby 12929.
Review average rates in another zip code:
12929 homeowners insurance rates

Home Replacement Cost Coverage in 12929

Average Building Cost Per Square Foot in 12929: $205

Location: Dannemora, New York (Clinton County)

Average Square Footage in 12929: 512 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 12929 before you start any project. Dannemora homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 12929 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 12929 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 512 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dannemora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205512$104,900
Additional Upgrades & Added Features$256512$131,125
Major Home Updates or Advancements$308512$157,350

It's important to understand that when you estimate your replacement cost of your home in the 12929 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 12929

Best Home & Auto Insurance Agencies in 12929

Housing Demographics for 12929

Population Review for 12929 Zip Code

For the city of Dannemora, the population within 12929 has increased to over 0 residents in population size. The current population total is 3,292. We have broken down the population based on race below. In 12929, there are over 2730 in male population and 562 females.

PopulationValues
Total Population3,292
White Population1700
Black Population1276
Hispanic Population574
Asian Population18
Hawaiian Population0
Indian Population38
Other Population203
Male Population2730
Female Population562
Population Estimate0

Household Data for 12929

The average number of homes in 12929 is around 435, there are an average of 2.49 per household. The average house value according to local real estate values is around $104,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode435
Persons Per Household2.49
Average House Value$104,900
Income Per Household$48571
Median Age38.2
Median Age Male38.2
Median Age Female38.4
12929 DetailsValues
StateNY
State Full NameNew York
City TypeZ
City Alias Abbreviation
Area Code518/838
CityDannemora
City Alias NameDANNEMORA
CountyClinton
County FIPS019
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA38460
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePlattsburgh, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees152
Business First Quarter Payroll872
Business Annual Payroll3782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population82128
CBSA Division Population0
Congressional District21
Congressional LandArea15114.76
Delivery Residential0
Delivery Business0
Delivery Total569
Preferred Last Line KeyV12867
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV12867
Land Area1.246000
Water Area0.000000
City Alias Code
City Mixed CaseDannemora
City Alias Mixed CaseDannemora
Box Count529
SFDU0
MFDU0
State ANSI36
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352080
Unique ZIP Name
SSA State County Code33090
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseClinton

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]