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13061 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 13061? Our rates are very competitive for homeowners living in Erieville, NY. Many homeowners based out of your 13061 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 13061 should appear in the zip code field ready to go. For Erieville, NY Home Insurance Rate Quotes click to review the best rates and service online!

13061 Average Premium is Rated: High!

Homeowners living in 13061 can easily save up to 40% off the average home insurance premium of $1053 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Erieville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 13061 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 13061!

13061 Home Insurance Average Premiums

Local 13061 homeowners insurance quotes comparison

$803 /yr.

Shows Zip Code: 13061 lowest rates with discounts applied on average.

For the 13061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$803 /yr.
Average Coverage:$1053 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1353 /yr.

What is the average home insurance cost for a home in 13061?

  • • The average homeowners insurance premium paid annually for a home in 13061 is around $1053 per year.

What does it cost on average per month for home insurance in 13061?

  • • Homeowners in 13061 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 13061?

  • • Autoowners in 13061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Erieville area, check out other zip codes nearby 13061.
Review average rates in another zip code:
13061 homeowners insurance rates

Home Replacement Cost Coverage in 13061

Average Building Cost Per Square Foot in 13061: $205

Location: Erieville, New York (Madison County)

Average Square Footage in 13061: 1,003 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13061 before you start any project. Erieville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,003 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Erieville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,003$205,600
Additional Upgrades & Added Features$2561,003$257,000
Major Home Updates or Advancements$3081,003$308,400

It's important to understand that when you estimate your replacement cost of your home in the 13061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13061

Best Home & Auto Insurance Agencies in 13061

Housing Demographics for 13061

Population Review for 13061 Zip Code

For the city of Erieville, the population within 13061 has increased to over 1,007 residents in population size. The current population total is 987. We have broken down the population based on race below. In 13061, there are over 542 in male population and 445 females.

PopulationValues
Total Population987
White Population913
Black Population3
Hispanic Population20
Asian Population3
Hawaiian Population0
Indian Population2
Other Population9
Male Population542
Female Population445
Population Estimate1007

Household Data for 13061

The average number of homes in 13061 is around 462, there are an average of 2.14 per household. The average house value according to local real estate values is around $205,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode462
Persons Per Household2.14
Average House Value$205,600
Income Per Household$76818
Median Age49.8
Median Age Male50.3
Median Age Female49.4
13061 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CityErieville
City Alias NameERIEVILLE
CountyMadison
County FIPS053
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees37
Business First Quarter Payroll181
Business Annual Payroll1208
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential471
Delivery Business8
Delivery Total561
Preferred Last Line KeyV13242
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV13242
Land Area27.015000
Water Area1.032000
City Alias Code
City Mixed CaseErieville
City Alias Mixed CaseErieville
Box Count45
SFDU471
MFDU0
State ANSI36
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352690
Unique ZIP Name
SSA State County Code33360
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseMadison

New York Homeowners Insurance News & Information

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  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

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  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]