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13080, NY Home Insurance

In the zip code of 13080, the population size is around 3,375, which consists of 1,422 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Jordan, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $1,009 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 13080 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Jordan. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Jordan, NY Homeowners Insurance Online Rates Today!

13080 Home Insurance Average Premiums

Local 13080 homeowners insurance quotes comparison

$759 /yr.

Shows Zip Code: 13080 lowest rates with discounts applied on average.

For the 13080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$759 /yr.
Average Coverage:$1009 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1309 /yr.

What is the average home insurance cost for a home in 13080?

  • • The average homeowners insurance premium paid annually for a home in 13080 is around $1009 per year.

What does it cost on average per month for home insurance in 13080?

  • • Homeowners in 13080 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 13080?

  • • Autoowners in 13080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jordan area, check out other zip codes nearby 13080.
Review average rates in another zip code:
13080 homeowners insurance rates

Home Replacement Cost Coverage in 13080

Average Building Cost Per Square Foot in 13080: $205

Location: Jordan, New York (Onondaga County)

Average Square Footage in 13080: 640 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13080 before you start any project. Jordan homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 640 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jordan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205640$131,300
Additional Upgrades & Added Features$256640$164,125
Major Home Updates or Advancements$308640$196,950

It's important to understand that when you estimate your replacement cost of your home in the 13080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13080

Best Home & Auto Insurance Agencies in 13080

Housing Demographics for 13080

Population Review for 13080 Zip Code

For the city of Jordan, the population within 13080 has increased to over 3,208 residents in population size. The current population total is 3,375. We have broken down the population based on race below. In 13080, there are over 1699 in male population and 1676 females.

PopulationValues
Total Population3,375
White Population3142
Black Population10
Hispanic Population66
Asian Population16
Hawaiian Population0
Indian Population8
Other Population25
Male Population1699
Female Population1676
Population Estimate3208

Household Data for 13080

The average number of homes in 13080 is around 1,422, there are an average of 2.37 per household. The average house value according to local real estate values is around $131,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,422
Persons Per Household2.37
Average House Value$131,300
Income Per Household$65559
Median Age48.4
Median Age Male49.5
Median Age Female47.4
13080 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315/680
CityJordan
City Alias NameJORDAN
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses55
Number Of Employees401
Business First Quarter Payroll4945
Business Annual Payroll24129
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22|24
Congressional LandArea5077.45|2388.56
Delivery Residential1354
Delivery Business19
Delivery Total1589
Preferred Last Line KeyV14107
Classification Code
Multi-CountyY
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV14107
Land Area28.190000
Water Area2.382000
City Alias Code
City Mixed CaseJordan
City Alias Mixed CaseJordan
Box Count169
SFDU1250
MFDU95
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number354275
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]