Get multiple home insurance quotes in 13114. Our licensed 13114, NY agents are ready to serve you.

Homeowners Insurance in 13114

In Mexico, NY, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 13114 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 13114 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 13114 should appear in the zip code field ready to go.

13114 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in New York, you are going to see rates around the average home insurance premium per year of $998. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mexico home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 13114 Home Insurance Rates Now!

Best 3 Options to Compare in 13114

If you want homeowners insurance quotes within the city of Mexico or in the 13114 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mexico, NY.

13114 Home Insurance Average Premiums

Local 13114 homeowners insurance quotes comparison

$748 /yr.

Shows Zip Code: 13114 lowest rates with discounts applied on average.

For the 13114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$748 /yr.
Average Coverage:$998 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1298 /yr.

What is the average home insurance cost for a home in 13114?

  • • The average homeowners insurance premium paid annually for a home in 13114 is around $998 per year.

What does it cost on average per month for home insurance in 13114?

  • • Homeowners in 13114 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 13114?

  • • Autoowners in 13114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mexico area, check out other zip codes nearby 13114.
Review average rates in another zip code:
13114 homeowners insurance rates

Home Replacement Cost Coverage in 13114

Average Building Cost Per Square Foot in 13114: $205

Location: Mexico, New York (Oswego County)

Average Square Footage in 13114: 634 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13114 before you start any project. Mexico homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 634 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mexico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205634$129,900
Additional Upgrades & Added Features$256634$162,375
Major Home Updates or Advancements$308634$194,850

It's important to understand that when you estimate your replacement cost of your home in the 13114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13114

Best Home & Auto Insurance Agencies in 13114

Housing Demographics for 13114

Population Review for 13114 Zip Code

For the city of Mexico, the population within 13114 has increased to over 6,175 residents in population size. The current population total is 6,596. We have broken down the population based on race below. In 13114, there are over 3279 in male population and 3317 females.

PopulationValues
Total Population6,596
White Population6149
Black Population44
Hispanic Population114
Asian Population26
Hawaiian Population0
Indian Population27
Other Population35
Male Population3279
Female Population3317
Population Estimate6175

Household Data for 13114

The average number of homes in 13114 is around 2,523, there are an average of 2.61 per household. The average house value according to local real estate values is around $129,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,523
Persons Per Household2.61
Average House Value$129,900
Income Per Household$66765
Median Age41.5
Median Age Male40.6
Median Age Female42.4
13114 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315/680
CityMexico
City Alias NameMEXICO
CountyOswego
County FIPS075
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses101
Number Of Employees523
Business First Quarter Payroll4032
Business Annual Payroll18188
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential2366
Delivery Business32
Delivery Total2871
Preferred Last Line KeyV14655
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV14655
Land Area63.030000
Water Area0.819000
City Alias Code
City Mixed CaseMexico
City Alias Mixed CaseMexico
Box Count381
SFDU2280
MFDU68
State ANSI36
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number355250
Unique ZIP Name
SSA State County Code33560
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseOswego

New York Homeowners Insurance News & Information

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    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]