Get multiple home insurance quotes in 13167. Our licensed 13167, NY agents are ready to serve you.

13167 Home Insurance Rates & Premiums

Did you know there are over 3,263 people living within the 13167 zip code area? There are over 1,293 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 13167.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $1,036 a year for a standard homeowners insurance policy in West Monroe. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: West Monroe, NY Homeowners Insurance Quotes Online

13167 Home Insurance Average Premiums

Local 13167 homeowners insurance quotes comparison

$786 /yr.

Shows Zip Code: 13167 lowest rates with discounts applied on average.

For the 13167, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$786 /yr.
Average Coverage:$1036 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1336 /yr.

What is the average home insurance cost for a home in 13167?

  • • The average homeowners insurance premium paid annually for a home in 13167 is around $1036 per year.

What does it cost on average per month for home insurance in 13167?

  • • Homeowners in 13167 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 13167?

  • • Autoowners in 13167 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the West Monroe area, check out other zip codes nearby 13167.
Review average rates in another zip code:
13167 homeowners insurance rates

Home Replacement Cost Coverage in 13167

Average Building Cost Per Square Foot in 13167: $205

Location: West Monroe, New York (Oswego County)

Average Square Footage in 13167: 727 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13167 before you start any project. West Monroe homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13167 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13167 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 727 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Monroe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205727$149,100
Additional Upgrades & Added Features$256727$186,375
Major Home Updates or Advancements$308727$223,650

It's important to understand that when you estimate your replacement cost of your home in the 13167 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13167

Best Home & Auto Insurance Agencies in 13167

Housing Demographics for 13167

Population Review for 13167 Zip Code

For the city of West Monroe, the population within 13167 has increased to over 3,465 residents in population size. The current population total is 3,263. We have broken down the population based on race below. In 13167, there are over 1648 in male population and 1615 females.

PopulationValues
Total Population3,263
White Population3095
Black Population19
Hispanic Population32
Asian Population10
Hawaiian Population0
Indian Population9
Other Population13
Male Population1648
Female Population1615
Population Estimate3465

Household Data for 13167

The average number of homes in 13167 is around 1,293, there are an average of 2.52 per household. The average house value according to local real estate values is around $149,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,293
Persons Per Household2.52
Average House Value$149,100
Income Per Household$70104
Median Age42.5
Median Age Male41.5
Median Age Female44.2
13167 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315/680
CityWest Monroe
City Alias NameWEST MONROE
CountyOswego
County FIPS075
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees171
Business First Quarter Payroll1340
Business Annual Payroll7213
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential1375
Delivery Business31
Delivery Total1546
Preferred Last Line KeyV16917
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16917
Land Area36.682000
Water Area0.174000
City Alias Code
City Mixed CaseWest Monroe
City Alias Mixed CaseWest Monroe
Box Count56
SFDU1166
MFDU0
State ANSI36
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number359220
Unique ZIP Name
SSA State County Code33560
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseOswego

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]