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If you live in the 13210 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Syracuse have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NY licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 13210 and then compare quotes from a variety of nationwide insurance companies.

13210 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 13210 the average premium for homeowners coverage is $1019 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 13210. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 13210 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Syracuse, NY home insurance quotes in your area.

13210 Home Insurance Average Premiums

Local 13210 homeowners insurance quotes comparison

$769 /yr.

Shows Zip Code: 13210 lowest rates with discounts applied on average.

For the 13210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$769 /yr.
Average Coverage:$1019 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1319 /yr.

What is the average home insurance cost for a home in 13210?

  • • The average homeowners insurance premium paid annually for a home in 13210 is around $1019 per year.

What does it cost on average per month for home insurance in 13210?

  • • Homeowners in 13210 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 13210?

  • • Autoowners in 13210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 13210.
Review average rates in another zip code:
13214 homeowners insurance rates
13210 homeowners insurance rates
13204 homeowners insurance rates
13209 homeowners insurance rates
13211 homeowners insurance rates
13203 homeowners insurance rates
13224 homeowners insurance rates
13212 homeowners insurance rates
13219 homeowners insurance rates
13208 homeowners insurance rates

Home Replacement Cost Coverage in 13210

Average Building Cost Per Square Foot in 13210: $205

Location: Syracuse, New York (Onondaga County)

Average Square Footage in 13210: 755 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13210 before you start any project. Syracuse homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 755 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205755$154,700
Additional Upgrades & Added Features$256755$193,375
Major Home Updates or Advancements$308755$232,050

It's important to understand that when you estimate your replacement cost of your home in the 13210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13210

Best Home & Auto Insurance Agencies in 13210

Ivory- John H - State Farm Insurance Agent

Address: 323 Nottingham Rd Syracuse, NY 13210
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 13210

Population Review for 13210 Zip Code

For the city of Syracuse, the population within 13210 has increased to over 20,302 residents in population size. The current population total is 23,150. We have broken down the population based on race below. In 13210, there are over 11360 in male population and 11790 females.

PopulationValues
Total Population23,150
White Population12263
Black Population5381
Hispanic Population2178
Asian Population2693
Hawaiian Population23
Indian Population76
Other Population1029
Male Population11360
Female Population11790
Population Estimate20302

Household Data for 13210

The average number of homes in 13210 is around 9,434, there are an average of 2.15 per household. The average house value according to local real estate values is around $154,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,434
Persons Per Household2.15
Average House Value$154,700
Income Per Household$34277
Median Age24.7
Median Age Male24.9
Median Age Female24.4
13210 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CitySyracuse
City Alias NameSYRACUSE
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses444
Number Of Employees16325
Business First Quarter Payroll276484
Business Annual Payroll1172827
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential9443
Delivery Business574
Delivery Total10023
Preferred Last Line KeyV16466
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16466
Land Area3.766000
Water Area0.003000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count0
SFDU5556
MFDU3290
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358360
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]