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13209 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 13209 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Syracuse, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 13209.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 13209 and start shopping.

Quickly and Easily Compare Average Rates for 13209

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Syracuse, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 13209

Homeowners in Syracuse are paying roughly $1027 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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13209 Home Insurance Average Premiums

Local 13209 homeowners insurance quotes comparison

$777 /yr.

Shows Zip Code: 13209 lowest rates with discounts applied on average.

For the 13209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$777 /yr.
Average Coverage:$1027 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1327 /yr.

What is the average home insurance cost for a home in 13209?

  • • The average homeowners insurance premium paid annually for a home in 13209 is around $1027 per year.

What does it cost on average per month for home insurance in 13209?

  • • Homeowners in 13209 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 13209?

  • • Autoowners in 13209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Syracuse area, check out other zip codes nearby 13209.
Review average rates in another zip code:
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13206 homeowners insurance rates

Home Replacement Cost Coverage in 13209

Average Building Cost Per Square Foot in 13209: $205

Location: Syracuse, New York (Onondaga County)

Average Square Footage in 13209: 622 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13209 before you start any project. Syracuse homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 622 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Syracuse area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205622$127,600
Additional Upgrades & Added Features$256622$159,500
Major Home Updates or Advancements$308622$191,400

It's important to understand that when you estimate your replacement cost of your home in the 13209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13209

Best Home & Auto Insurance Agencies in 13209

Hellings Insurance Agency

Address: 912 Church St Syracuse, NY 13209
Phone:
Website:
Info:

John A Kane Agency

Address: PO Box 68 Syracuse, NY 13209
Phone:
Website:
Info:

Allstate Insurance Company - Peter Herbert

Address: 2851 Milton Ave Syracuse, NY 13209
Phone:
Website: http://www.allstateagencies.com/035645?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 13209

Population Review for 13209 Zip Code

For the city of Syracuse, the population within 13209 has increased to over 13,155 residents in population size. The current population total is 13,018. We have broken down the population based on race below. In 13209, there are over 6171 in male population and 6847 females.

PopulationValues
Total Population13,018
White Population11234
Black Population454
Hispanic Population619
Asian Population103
Hawaiian Population5
Indian Population130
Other Population176
Male Population6171
Female Population6847
Population Estimate13155

Household Data for 13209

The average number of homes in 13209 is around 5,805, there are an average of 2.24 per household. The average house value according to local real estate values is around $127,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,805
Persons Per Household2.24
Average House Value$127,600
Income Per Household$54833
Median Age42.9
Median Age Male40.6
Median Age Female45.9
13209 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CitySyracuse
City Alias NameSYRACUSE
CountyOnondaga
County FIPS067
State FIPS36
Time Zone5
Day Light SavingY
MSA8160
PMSA
CSA532
CBSA45060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSyracuse, NY
MSA_NameSyracuse, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses287
Number Of Employees4988
Business First Quarter Payroll72762
Business Annual Payroll304696
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population662577
CBSA Division Population0
Congressional District22
Congressional LandArea5077.45
Delivery Residential5873
Delivery Business322
Delivery Total6659
Preferred Last Line KeyV16466
Classification Code
Multi-County
CSA NameSyracuse-Auburn, NY
CBSA_DIV_Name
City State KeyV16466
Land Area13.076000
Water Area2.509000
City Alias Code
City Mixed CaseSyracuse
City Alias Mixed CaseSyracuse
Box Count165
SFDU5194
MFDU664
State ANSI36
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358360
Unique ZIP Name
SSA State County Code33520
Medicare CBSA Code45060
Medicare CBSA NameSyracuse, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseOnondaga

New York Homeowners Insurance News & Information

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