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13436 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 13436 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Raquette Lake, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 13436 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Raquette Lake homeowners insurance rates, coverage options or home insurance types, please select Raquette Lake, NY Home Insurance Rates Online!

13436 Home Insurance Average Premiums

Local 13436 homeowners insurance quotes comparison

$811 /yr.

Shows Zip Code: 13436 lowest rates with discounts applied on average.

For the 13436, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$811 /yr.
Average Coverage:$1061 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1361 /yr.

What is the average home insurance cost for a home in 13436?

  • • The average homeowners insurance premium paid annually for a home in 13436 is around $1061 per year.

What does it cost on average per month for home insurance in 13436?

  • • Homeowners in 13436 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 13436?

  • • Autoowners in 13436 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Raquette Lake area, check out other zip codes nearby 13436.
Review average rates in another zip code:
13436 homeowners insurance rates

Home Replacement Cost Coverage in 13436

Average Building Cost Per Square Foot in 13436: $205

Location: Raquette Lake, New York (Hamilton County)

Average Square Footage in 13436: 1,179 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13436 before you start any project. Raquette Lake homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13436 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13436 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,179 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Raquette Lake area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,179$241,700
Additional Upgrades & Added Features$2561,179$302,125
Major Home Updates or Advancements$3081,179$362,550

It's important to understand that when you estimate your replacement cost of your home in the 13436 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13436

Best Home & Auto Insurance Agencies in 13436

Housing Demographics for 13436

Population Review for 13436 Zip Code

For the city of Raquette Lake, the population within 13436 has increased to over 70 residents in population size. The current population total is 106. We have broken down the population based on race below. In 13436, there are over 50 in male population and 56 females.

PopulationValues
Total Population106
White Population101
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population50
Female Population56
Population Estimate70

Household Data for 13436

The average number of homes in 13436 is around 77, there are an average of 1.36 per household. The average house value according to local real estate values is around $241,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode77
Persons Per Household1.36
Average House Value$241,700
Income Per Household$76875
Median Age64.0
Median Age Male65.3
Median Age Female61.0
13436 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CityRaquette Lake
City Alias NameRAQUETTE LAKE
CountyHamilton
County FIPS041
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees38
Business First Quarter Payroll361
Business Annual Payroll2156
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District21
Congressional LandArea15114.76
Delivery Residential52
Delivery Business12
Delivery Total245
Preferred Last Line KeyV15634
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV15634
Land Area32.406000
Water Area9.515000
City Alias Code
City Mixed CaseRaquette Lake
City Alias Mixed CaseRaquette Lake
Box Count153
SFDU52
MFDU0
State ANSI36
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number356930
Unique ZIP Name
SSA State County Code33310
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseHamilton

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