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13471 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 13471? Our rates are very competitive for homeowners living in Taberg, NY. Many homeowners based out of your 13471 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 13471 should appear in the zip code field ready to go. For Taberg, NY Home Insurance Rate Quotes click to review the best rates and service online!

13471 Average Premium is Rated: High!

Homeowners living in 13471 can easily save up to 40% off the average home insurance premium of $1001 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Taberg that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 13471 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 13471!

13471 Home Insurance Average Premiums

Local 13471 homeowners insurance quotes comparison

$751 /yr.

Shows Zip Code: 13471 lowest rates with discounts applied on average.

For the 13471, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$751 /yr.
Average Coverage:$1001 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1301 /yr.

What is the average home insurance cost for a home in 13471?

  • • The average homeowners insurance premium paid annually for a home in 13471 is around $1001 per year.

What does it cost on average per month for home insurance in 13471?

  • • Homeowners in 13471 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 13471?

  • • Autoowners in 13471 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Taberg area, check out other zip codes nearby 13471.
Review average rates in another zip code:
13471 homeowners insurance rates

Home Replacement Cost Coverage in 13471

Average Building Cost Per Square Foot in 13471: $205

Location: Taberg, New York (Oneida County)

Average Square Footage in 13471: 460 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13471 before you start any project. Taberg homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13471 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13471 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 460 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Taberg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205460$94,300
Additional Upgrades & Added Features$256460$117,875
Major Home Updates or Advancements$308460$141,450

It's important to understand that when you estimate your replacement cost of your home in the 13471 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13471

Best Home & Auto Insurance Agencies in 13471

Housing Demographics for 13471

Population Review for 13471 Zip Code

For the city of Taberg, the population within 13471 has increased to over 2,812 residents in population size. The current population total is 3,023. We have broken down the population based on race below. In 13471, there are over 1467 in male population and 1556 females.

PopulationValues
Total Population3,023
White Population2850
Black Population30
Hispanic Population42
Asian Population9
Hawaiian Population0
Indian Population5
Other Population10
Male Population1467
Female Population1556
Population Estimate2812

Household Data for 13471

The average number of homes in 13471 is around 1,205, there are an average of 2.48 per household. The average house value according to local real estate values is around $94,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,205
Persons Per Household2.48
Average House Value$94,300
Income Per Household$57035
Median Age44.5
Median Age Male45.3
Median Age Female43.8
13471 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code315
CityTaberg
City Alias NameTABERG
CountyOneida
County FIPS065
State FIPS36
Time Zone5
Day Light SavingY
MSA8680
PMSA
CSA
CBSA46540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameUtica-Rome, NY
MSA_NameUtica-Rome, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees119
Business First Quarter Payroll1076
Business Annual Payroll4997
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population299397
CBSA Division Population0
Congressional District21|22
Congressional LandArea15114.76|5077.45
Delivery Residential1134
Delivery Business13
Delivery Total1309
Preferred Last Line KeyV16470
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV16470
Land Area79.083000
Water Area0.367000
City Alias Code
City Mixed CaseTaberg
City Alias Mixed CaseTaberg
Box Count147
SFDU1134
MFDU0
State ANSI36
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number358365
Unique ZIP Name
SSA State County Code33510
Medicare CBSA Code46540
Medicare CBSA NameUtica-Rome, NY
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseOneida

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