Get multiple home insurance quotes in 13666. Our licensed 13666, NY agents are ready to serve you.

13666 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 13666 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Newton Falls, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 13666 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Newton Falls homeowners insurance rates, coverage options or home insurance types, please select Newton Falls, NY Home Insurance Rates Online!

13666 Home Insurance Average Premiums

Local 13666 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 13666 lowest rates with discounts applied on average.

For the 13666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 13666?

  • • The average homeowners insurance premium paid annually for a home in 13666 is around $1014 per year.

What does it cost on average per month for home insurance in 13666?

  • • Homeowners in 13666 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 13666?

  • • Autoowners in 13666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Newton Falls area, check out other zip codes nearby 13666.
Review average rates in another zip code:
13666 homeowners insurance rates

Home Replacement Cost Coverage in 13666

Average Building Cost Per Square Foot in 13666: $205

Location: Newton Falls, New York (Saint Lawrence County)

Average Square Footage in 13666: 163 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13666 before you start any project. Newton Falls homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 163 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Newton Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205163$33,400
Additional Upgrades & Added Features$256163$41,750
Major Home Updates or Advancements$308163$50,100

It's important to understand that when you estimate your replacement cost of your home in the 13666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13666

Best Home & Auto Insurance Agencies in 13666

Housing Demographics for 13666

Population Review for 13666 Zip Code

For the city of Newton Falls, the population within 13666 has increased to over 0 residents in population size. The current population total is 220. We have broken down the population based on race below. In 13666, there are over 102 in male population and 118 females.

PopulationValues
Total Population220
White Population217
Black Population0
Hispanic Population1
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population102
Female Population118
Population Estimate0

Household Data for 13666

The average number of homes in 13666 is around 85, there are an average of 2.59 per household. The average house value according to local real estate values is around $33,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode85
Persons Per Household2.59
Average House Value$33,400
Income Per Household$31833
Median Age40.3
Median Age Male44.5
Median Age Female39.3
13666 DetailsValues
StateNY
State Full NameNew York
City TypeZ
City Alias Abbreviation
Area Code315
CityNewton Falls
City Alias NameNEWTON FALLS
CountySaint Lawrence
County FIPS089
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA32390
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMassena-Ogdensburg, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District21
Congressional LandArea15114.76
Delivery Residential0
Delivery Business0
Delivery Total102
Preferred Last Line KeyV14985
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV14985
Land Area40.180000
Water Area3.005000
City Alias Code
City Mixed CaseNewton Falls
City Alias Mixed CaseNewton Falls
Box Count96
SFDU0
MFDU0
State ANSI36
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number355805
Unique ZIP Name
SSA State County Code33630
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseSaint Lawrence

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]