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Compare 13732 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Apalachin just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 3,005 neighbors looking to save on their home insurance policy in the local 13732 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 13732. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Apalachin, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Apalachin, NY

13732 Home Insurance Average Premiums

Local 13732 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 13732 lowest rates with discounts applied on average.

For the 13732, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$770 /yr.
Average Coverage:$1020 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1320 /yr.

What is the average home insurance cost for a home in 13732?

  • • The average homeowners insurance premium paid annually for a home in 13732 is around $1020 per year.

What does it cost on average per month for home insurance in 13732?

  • • Homeowners in 13732 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 13732?

  • • Autoowners in 13732 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Apalachin area, check out other zip codes nearby 13732.
Review average rates in another zip code:
13732 homeowners insurance rates

Home Replacement Cost Coverage in 13732

Average Building Cost Per Square Foot in 13732: $205

Location: Apalachin, New York (Tioga County)

Average Square Footage in 13732: 716 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13732 before you start any project. Apalachin homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13732 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13732 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 716 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Apalachin area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205716$146,800
Additional Upgrades & Added Features$256716$183,500
Major Home Updates or Advancements$308716$220,200

It's important to understand that when you estimate your replacement cost of your home in the 13732 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13732

Best Home & Auto Insurance Agencies in 13732

Housing Demographics for 13732

Population Review for 13732 Zip Code

For the city of Apalachin, the population within 13732 has increased to over 7,660 residents in population size. The current population total is 7,569. We have broken down the population based on race below. In 13732, there are over 3756 in male population and 3813 females.

PopulationValues
Total Population7,569
White Population6980
Black Population66
Hispanic Population212
Asian Population109
Hawaiian Population0
Indian Population5
Other Population75
Male Population3756
Female Population3813
Population Estimate7660

Household Data for 13732

The average number of homes in 13732 is around 3,005, there are an average of 2.50 per household. The average house value according to local real estate values is around $146,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,005
Persons Per Household2.50
Average House Value$146,800
Income Per Household$81765
Median Age45.0
Median Age Male43.9
Median Age Female46.9
13732 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityApalachin
City Alias NameAPALACHIN
CountyTioga
County FIPS107
State FIPS36
Time Zone5
Day Light SavingY
MSA0960
PMSA
CSA
CBSA13780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBinghamton, NY
MSA_NameBinghamton, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses104
Number Of Employees748
Business First Quarter Payroll6219
Business Annual Payroll31911
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251725
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential3064
Delivery Business92
Delivery Total3293
Preferred Last Line KeyV11925
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV11925
Land Area32.920000
Water Area0.739000
City Alias Code
City Mixed CaseApalachin
City Alias Mixed CaseApalachin
Box Count100
SFDU2905
MFDU24
State ANSI36
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number350240
Unique ZIP Name
SSA State County Code33720
Medicare CBSA Code13780
Medicare CBSA NameBinghamton, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseTioga

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