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13743 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 13743 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Candor, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 13743.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 13743 and start shopping.

Quickly and Easily Compare Average Rates for 13743

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Candor, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 13743

Homeowners in Candor are paying roughly $1040 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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13743 Home Insurance Average Premiums

Local 13743 homeowners insurance quotes comparison

$790 /yr.

Shows Zip Code: 13743 lowest rates with discounts applied on average.

For the 13743, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$790 /yr.
Average Coverage:$1040 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1340 /yr.

What is the average home insurance cost for a home in 13743?

  • • The average homeowners insurance premium paid annually for a home in 13743 is around $1040 per year.

What does it cost on average per month for home insurance in 13743?

  • • Homeowners in 13743 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 13743?

  • • Autoowners in 13743 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Candor area, check out other zip codes nearby 13743.
Review average rates in another zip code:
13743 homeowners insurance rates

Home Replacement Cost Coverage in 13743

Average Building Cost Per Square Foot in 13743: $205

Location: Candor, New York (Tioga County)

Average Square Footage in 13743: 630 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13743 before you start any project. Candor homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13743 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13743 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 630 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Candor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205630$129,200
Additional Upgrades & Added Features$256630$161,500
Major Home Updates or Advancements$308630$193,800

It's important to understand that when you estimate your replacement cost of your home in the 13743 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13743

Best Home & Auto Insurance Agencies in 13743

Housing Demographics for 13743

Population Review for 13743 Zip Code

For the city of Candor, the population within 13743 has increased to over 3,484 residents in population size. The current population total is 3,705. We have broken down the population based on race below. In 13743, there are over 1813 in male population and 1892 females.

PopulationValues
Total Population3,705
White Population3393
Black Population30
Hispanic Population78
Asian Population11
Hawaiian Population2
Indian Population4
Other Population25
Male Population1813
Female Population1892
Population Estimate3484

Household Data for 13743

The average number of homes in 13743 is around 1,492, there are an average of 2.48 per household. The average house value according to local real estate values is around $129,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,492
Persons Per Household2.48
Average House Value$129,200
Income Per Household$54250
Median Age42.6
Median Age Male42.4
Median Age Female42.7
13743 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code607
CityCandor
City Alias NameCANDOR
CountyTioga
County FIPS107
State FIPS36
Time Zone5
Day Light SavingY
MSA0960
PMSA
CSA
CBSA13780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBinghamton, NY
MSA_NameBinghamton, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees315
Business First Quarter Payroll2460
Business Annual Payroll12182
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251725
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential1405
Delivery Business27
Delivery Total1597
Preferred Last Line KeyV12416
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV12416
Land Area60.285000
Water Area0.102000
City Alias Code
City Mixed CaseCandor
City Alias Mixed CaseCandor
Box Count126
SFDU1330
MFDU18
State ANSI36
County ANSI107
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number351185
Unique ZIP Name
SSA State County Code33720
Medicare CBSA Code13780
Medicare CBSA NameBinghamton, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseTioga

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]