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13794, NY Home Insurance

In the zip code of 13794, the population size is around 0, which consists of 0 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Killawog, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $1,026 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 13794 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Killawog. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Killawog, NY Homeowners Insurance Online Rates Today!

13794 Home Insurance Average Premiums

Local 13794 homeowners insurance quotes comparison

$776 /yr.

Shows Zip Code: 13794 lowest rates with discounts applied on average.

For the 13794, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$776 /yr.
Average Coverage:$1026 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1326 /yr.

What is the average home insurance cost for a home in 13794?

  • • The average homeowners insurance premium paid annually for a home in 13794 is around $1026 per year.

What does it cost on average per month for home insurance in 13794?

  • • Homeowners in 13794 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 13794?

  • • Autoowners in 13794 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Killawog area, check out other zip codes nearby 13794.
Review average rates in another zip code:
13794 homeowners insurance rates

Home Replacement Cost Coverage in 13794

Average Building Cost Per Square Foot in 13794: $205

Location: Killawog, New York (Broome County)

Average Square Footage in 13794: 805 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 13794 before you start any project. Killawog homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 13794 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 13794 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 805 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Killawog area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205805$165,000
Additional Upgrades & Added Features$256805$206,250
Major Home Updates or Advancements$308805$247,500

It's important to understand that when you estimate your replacement cost of your home in the 13794 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 13794

Best Home & Auto Insurance Agencies in 13794

Housing Demographics for 13794

Population Review for 13794 Zip Code

For the city of Killawog, the population within 13794 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 13794, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 13794

The average number of homes in 13794 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
13794 DetailsValues
StateNY
State Full NameNew York
City TypeZ
City Alias Abbreviation
Area Code607
CityKillawog
City Alias NameKILLAWOG
CountyBroome
County FIPS007
State FIPS36
Time Zone5
Day Light SavingY
MSA0960
PMSA
CSA
CBSA13780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBinghamton, NY
MSA_NameBinghamton, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees18
Business First Quarter Payroll112
Business Annual Payroll558
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population251725
CBSA Division Population0
Congressional District19
Congressional LandArea7937.02
Delivery Residential0
Delivery Business0
Delivery Total350
Preferred Last Line KeyV14152
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV14152
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseKillawog
City Alias Mixed CaseKillawog
Box Count21
SFDU0
MFDU0
State ANSI36
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number354370
Unique ZIP Name
SSA State County Code33030
Medicare CBSA Code13780
Medicare CBSA NameBinghamton, NY
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroome

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