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Home Insurance Quotes in 14001

Are you shopping for a cheaper homeowners insurance rate in 14001? Our rates are very competitive for homeowners living in Akron, NY. Many homeowners located in the 14001 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 14001. To get free 14001 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 14001 zip code should appear in the zip code field ready to go. Shopping Akron, NY Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 14001 to review the best rate coverages.

Your 14001 Home Insurance Costs Is Rated: High!

For the great city of Akron, the average home insurance premium paid annually is around $1017 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New York specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Akron and need insurance on your home in the 14001 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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14001 Home Insurance Average Premiums

Local 14001 homeowners insurance quotes comparison

$767 /yr.

Shows Zip Code: 14001 lowest rates with discounts applied on average.

For the 14001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$767 /yr.
Average Coverage:$1017 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1317 /yr.

What is the average home insurance cost for a home in 14001?

  • • The average homeowners insurance premium paid annually for a home in 14001 is around $1017 per year.

What does it cost on average per month for home insurance in 14001?

  • • Homeowners in 14001 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14001?

  • • Autoowners in 14001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Akron area, check out other zip codes nearby 14001.
Review average rates in another zip code:
14001 homeowners insurance rates

Home Replacement Cost Coverage in 14001

Average Building Cost Per Square Foot in 14001: $205

Location: Akron, New York (Erie County)

Average Square Footage in 14001: 848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14001 before you start any project. Akron homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 848 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Akron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205848$173,800
Additional Upgrades & Added Features$256848$217,250
Major Home Updates or Advancements$308848$260,700

It's important to understand that when you estimate your replacement cost of your home in the 14001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14001

Best Home & Auto Insurance Agencies in 14001

Grant L Getzoni Agency - Nationwide Insurance

Address: 77 Main St Akron, NY 14001
Phone:
Website: http://www.nationwide.com/agent/Akron-NEW-YORK-insurance-agent/grant-getzoni/office.html
Info:

Allstate Insurance Company - Herman Clouse

Address: 68 Main St Akron, NY 14001
Phone:
Website: http://www.allstateagencies.com/098770?cid=OTC-YP.com-IYP&att=TL
Info:

Bill Barber Agency Inc - Nationwide Insurance

Address: East Amherst, NY 14001
Phone:
Website: http://www.nationwide.com/agent/East-Amherst-NEW-YORK-insurance-agent/billbarber/office.html
Info:

Housing Demographics for 14001

Population Review for 14001 Zip Code

For the city of Akron, the population within 14001 has increased to over 9,897 residents in population size. The current population total is 9,482. We have broken down the population based on race below. In 14001, there are over 4649 in male population and 4833 females.

PopulationValues
Total Population9,482
White Population8852
Black Population57
Hispanic Population132
Asian Population22
Hawaiian Population0
Indian Population111
Other Population35
Male Population4649
Female Population4833
Population Estimate9897

Household Data for 14001

The average number of homes in 14001 is around 4,170, there are an average of 2.27 per household. The average house value according to local real estate values is around $173,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,170
Persons Per Household2.27
Average House Value$173,800
Income Per Household$67832
Median Age47.8
Median Age Male46.5
Median Age Female48.9
14001 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716/585
CityAkron
City Alias NameAKRON
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses194
Number Of Employees2607
Business First Quarter Payroll31120
Business Annual Payroll145411
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District23|24
Congressional LandArea7371.65|2388.56
Delivery Residential4360
Delivery Business166
Delivery Total5233
Preferred Last Line KeyV11839
Classification Code
Multi-CountyY
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV11839
Land Area64.508000
Water Area0.162000
City Alias Code
City Mixed CaseAkron
City Alias Mixed CaseAkron
Box Count95
SFDU3379
MFDU138
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350050
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]