Get multiple home insurance quotes in 14020. Our licensed 14020, NY agents are ready to serve you.

14020 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 14020 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Batavia, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 14020 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Batavia homeowners insurance rates, coverage options or home insurance types, please select Batavia, NY Home Insurance Rates Online!

14020 Home Insurance Average Premiums

Local 14020 homeowners insurance quotes comparison

$782 /yr.

Shows Zip Code: 14020 lowest rates with discounts applied on average.

For the 14020, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$782 /yr.
Average Coverage:$1032 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1332 /yr.

What is the average home insurance cost for a home in 14020?

  • • The average homeowners insurance premium paid annually for a home in 14020 is around $1032 per year.

What does it cost on average per month for home insurance in 14020?

  • • Homeowners in 14020 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 14020?

  • • Autoowners in 14020 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Batavia area, check out other zip codes nearby 14020.
Review average rates in another zip code:
14020 homeowners insurance rates

Home Replacement Cost Coverage in 14020

Average Building Cost Per Square Foot in 14020: $205

Location: Batavia, New York (Genesee County)

Average Square Footage in 14020: 599 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14020 before you start any project. Batavia homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14020 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14020 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 599 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Batavia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205599$122,700
Additional Upgrades & Added Features$256599$153,375
Major Home Updates or Advancements$308599$184,050

It's important to understand that when you estimate your replacement cost of your home in the 14020 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14020

Allstate Insurance - Michael Roth

Address: 110 W Main St Batavia, NY 14020
Phone: (585)344-3514
Website:

Best Home & Auto Insurance Agencies in 14020

Lawley Genesee Insurance

Address: 20 Jefferson Ave Batavia, NY 14020
Phone:
Website: http://www.lawleygenesee.com/
Info:

Donohue Insurance Agency

Address: 39 Vine St Batavia, NY 14020
Phone:
Website:
Info:

Hawley, Stephen - Stephen M Hawley & Association

Address: 50 Main St Batavia, NY 14020
Phone:
Website: http://www.stevehawleyinsurance.com/
Info:

Allstate Insurance - Michael Roth

Address: 110 W Main St Batavia, NY 14020
Phone:
Website:
Info:

Stasko, Mike - State Farm Insurance Agent

Address: 26 W Main St Batavia, NY 14020
Phone:
Website: http://www.national.citysearch.com/profile/external/7716508/batavia_ny/stasko_mike_state_farm_insurance_agent.html
Info:

Housing Demographics for 14020

Population Review for 14020 Zip Code

For the city of Batavia, the population within 14020 has increased to over 21,088 residents in population size. The current population total is 22,627. We have broken down the population based on race below. In 14020, there are over 11297 in male population and 11330 females.

PopulationValues
Total Population22,627
White Population19021
Black Population1118
Hispanic Population1202
Asian Population287
Hawaiian Population12
Indian Population86
Other Population536
Male Population11297
Female Population11330
Population Estimate21088

Household Data for 14020

The average number of homes in 14020 is around 9,809, there are an average of 2.17 per household. The average house value according to local real estate values is around $122,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,809
Persons Per Household2.17
Average House Value$122,700
Income Per Household$54581
Median Age42.4
Median Age Male40.5
Median Age Female44.7
14020 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityBatavia
City Alias NameBATAVIA
CountyGenesee
County FIPS037
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA12860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBatavia, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses645
Number Of Employees10683
Business First Quarter Payroll110303
Business Annual Payroll476321
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population60079
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential9718
Delivery Business833
Delivery Total10519
Preferred Last Line KeyV12060
Classification Code
Multi-County
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV12060
Land Area66.291000
Water Area0.368000
City Alias Code
City Mixed CaseBatavia
City Alias Mixed CaseBatavia
Box Count0
SFDU7711
MFDU910
State ANSI36
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350520
Unique ZIP Name
SSA State County Code33290
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseGenesee

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]