Compare quotes for your home in 14043! Compare the best 12 carriers in minutes.
14043 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 14043? Our rates are very competitive for homeowners living in Depew, NY. Many homeowners based out of your 14043 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 14043 should appear in the zip code field ready to go. For Depew, NY Home Insurance Rate Quotes click to review the best rates and service online!
14043 Average Premium is Rated: High!
Homeowners living in 14043 can easily save up to 40% off the average home insurance premium of $1018 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Depew that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 14043 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
14043 Home Insurance Average Premiums
$768 /yr.
Shows Zip Code: 14043 lowest rates with discounts applied on average.
For the 14043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $768 /yr. |
| Average Coverage: | $1018 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1318 /yr. |
What is the average home insurance cost for a home in 14043?
- • The average homeowners insurance premium paid annually for a home in 14043 is around $1018 per year.
What does it cost on average per month for home insurance in 14043?
- • Homeowners in 14043 pay a monthly average cost per month around $85.00.
What kind of discount could I get if I combine my home and auto insurance together in 14043?
- • Autoowners in 14043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Depew area, check out other zip codes nearby 14043.
Review average rates in another zip code:
14043 homeowners insurance rates
Home Replacement Cost Coverage in 14043
Average Building Cost Per Square Foot in 14043: $205
Location: Depew, New York (Erie County)Average Square Footage in 14043: 714 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 14043 before you start any project. Depew homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 14043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 714 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Depew area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $205 | 714 | $146,400 |
| Additional Upgrades & Added Features | $256 | 714 | $183,000 |
| Major Home Updates or Advancements | $308 | 714 | $219,600 |
It's important to understand that when you estimate your replacement cost of your home in the 14043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 14043
Allstate Insurance - Alex Chrzanowski
Address: 5874 Transit Road Depew, NY 14043Phone: (716)681-9420
Website:
Best Home & Auto Insurance Agencies in 14043
Nan's Able Insurance
Address: 5230 Transit Rd Depew, NY 14043Phone:
Website: http://www.buffalonyhomeownersinsurance.com/
Info:
Gregory Regan Agency Inc - State Farm Insurance Agent
Address: 6354 Transit Rd Depew, NY 14043Phone:
Website:
Info:
Lesmond, Anita B - State Farm Insurance Agent
Address: 4729 Transit Rd Lancaster, NY 14043Phone:
Website: http://www.buffalo.citysearch.com/profile/external/46266546/lancaster_ny/lesmond_anita_b_state_farm_insurance_agent.html
Info:
McMahon Agency
Address: 2301 George Urban Blvd Depew, NY 14043Phone:
Website: http://www.mcmahonagencyinc.com/
Info:
Hourigan, William - Allstate
Address: 2304 George Urban Blvd, #2 Depew, NY 14043Phone:
Website: http://www.allstateagencies.com/SUZANNELEMKE/Welcome/
Info:
Housing Demographics for 14043
Population Review for 14043 Zip Code
For the city of Depew, the population within 14043 has increased to over 24,126 residents in population size. The current population total is 24,962. We have broken down the population based on race below. In 14043, there are over 11957 in male population and 13005 females.
| Population | Values |
|---|---|
| Total Population | 24,962 |
| White Population | 22667 |
| Black Population | 636 |
| Hispanic Population | 737 |
| Asian Population | 463 |
| Hawaiian Population | 4 |
| Indian Population | 53 |
| Other Population | 218 |
| Male Population | 11957 |
| Female Population | 13005 |
| Population Estimate | 24126 |
Household Data for 14043
The average number of homes in 14043 is around 11,595, there are an average of 2.14 per household. The average house value according to local real estate values is around $146,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 11,595 |
| Persons Per Household | 2.14 |
| Average House Value | $146,400 |
| Income Per Household | $65289 |
| Median Age | 44.8 |
| Median Age Male | 42.6 |
| Median Age Female | 47.1 |
| 14043 Details | Values |
|---|---|
| State | NY |
| State Full Name | New York |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 716 |
| City | Depew |
| City Alias Name | DEPEW |
| County | Erie |
| County FIPS | 029 |
| State FIPS | 36 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1280 |
| PMSA | |
| CSA | 160 |
| CBSA | 15380 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Buffalo-Cheektowaga, NY |
| MSA_Name | Buffalo-Niagara Falls, NY MSA |
| PMSA_Name | |
| Region | Northeast |
| Division | Middle Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 670 |
| Number Of Employees | 12897 |
| Business First Quarter Payroll | 153402 |
| Business Annual Payroll | 632793 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1135509 |
| CBSA Division Population | 0 |
| Congressional District | 23|26 |
| Congressional LandArea | 7371.65|219.13 |
| Delivery Residential | 11274 |
| Delivery Business | 773 |
| Delivery Total | 12390 |
| Preferred Last Line Key | V12919 |
| Classification Code | |
| Multi-County | |
| CSA Name | Buffalo-Cheektowaga-Olean, NY |
| CBSA_DIV_Name | |
| City State Key | V12919 |
| Land Area | 9.086000 |
| Water Area | 0.016000 |
| City Alias Code | |
| City Mixed Case | Depew |
| City Alias Mixed Case | Depew |
| Box Count | 65 |
| SFDU | 9264 |
| MFDU | 960 |
| State ANSI | 36 |
| County ANSI | 029 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 352195 |
| Unique ZIP Name | |
| SSA State County Code | 33240 |
| Medicare CBSA Code | 15380 |
| Medicare CBSA Name | Buffalo-Cheektowaga, NY |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Erie |
New York Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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