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14060 Home Insurance Rates & Premiums

Did you know there are over 394 people living within the 14060 zip code area? There are over 160 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 14060.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in New York are on the rise. The estimated average premium is around $1,003 a year for a standard homeowners insurance policy in Farmersville Station. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Farmersville Station, NY Homeowners Insurance Quotes Online

14060 Home Insurance Average Premiums

Local 14060 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 14060 lowest rates with discounts applied on average.

For the 14060, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1303 /yr.

What is the average home insurance cost for a home in 14060?

  • • The average homeowners insurance premium paid annually for a home in 14060 is around $1003 per year.

What does it cost on average per month for home insurance in 14060?

  • • Homeowners in 14060 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14060?

  • • Autoowners in 14060 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Farmersville Station area, check out other zip codes nearby 14060.
Review average rates in another zip code:
14060 homeowners insurance rates

Home Replacement Cost Coverage in 14060

Average Building Cost Per Square Foot in 14060: $205

Location: Farmersville Station, New York (Cattaraugus County)

Average Square Footage in 14060: 405 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14060 before you start any project. Farmersville Station homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14060 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14060 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 405 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Farmersville Station area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205405$83,100
Additional Upgrades & Added Features$256405$103,875
Major Home Updates or Advancements$308405$124,650

It's important to understand that when you estimate your replacement cost of your home in the 14060 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14060

Best Home & Auto Insurance Agencies in 14060

Housing Demographics for 14060

Population Review for 14060 Zip Code

For the city of Farmersville Station, the population within 14060 has increased to over 359 residents in population size. The current population total is 394. We have broken down the population based on race below. In 14060, there are over 203 in male population and 191 females.

PopulationValues
Total Population394
White Population391
Black Population0
Hispanic Population1
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population203
Female Population191
Population Estimate359

Household Data for 14060

The average number of homes in 14060 is around 160, there are an average of 2.46 per household. The average house value according to local real estate values is around $83,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode160
Persons Per Household2.46
Average House Value$83,100
Income Per Household$50000
Median Age45.2
Median Age Male47.5
Median Age Female41.4
14060 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias AbbreviationFARMERSVL STA
Area Code716
CityFarmersville Station
City Alias NameFARMERSVILLE STATION
CountyCattaraugus
County FIPS009
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA160
CBSA36460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOlean, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees37
Business First Quarter Payroll328
Business Annual Payroll1548
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population80317
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential146
Delivery Business0
Delivery Total212
Preferred Last Line KeyV13281
Classification Code
Multi-CountyY
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV13281
Land Area19.411000
Water Area0.102000
City Alias Code
City Mixed CaseFarmersville Station
City Alias Mixed CaseFarmersville Station
Box Count58
SFDU146
MFDU0
State ANSI36
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352765
Unique ZIP Name
SSA State County Code33040
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCattaraugus

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]