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Compare 14062 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Forestville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,372 neighbors looking to save on their home insurance policy in the local 14062 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14062. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Forestville, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Forestville, NY

14062 Home Insurance Average Premiums

Local 14062 homeowners insurance quotes comparison

$772 /yr.

Shows Zip Code: 14062 lowest rates with discounts applied on average.

For the 14062, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$772 /yr.
Average Coverage:$1022 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1322 /yr.

What is the average home insurance cost for a home in 14062?

  • • The average homeowners insurance premium paid annually for a home in 14062 is around $1022 per year.

What does it cost on average per month for home insurance in 14062?

  • • Homeowners in 14062 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14062?

  • • Autoowners in 14062 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forestville area, check out other zip codes nearby 14062.
Review average rates in another zip code:
14062 homeowners insurance rates

Home Replacement Cost Coverage in 14062

Average Building Cost Per Square Foot in 14062: $205

Location: Forestville, New York (Chautauqua County)

Average Square Footage in 14062: 454 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14062 before you start any project. Forestville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14062 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14062 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 454 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forestville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205454$93,100
Additional Upgrades & Added Features$256454$116,375
Major Home Updates or Advancements$308454$139,650

It's important to understand that when you estimate your replacement cost of your home in the 14062 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14062

Best Home & Auto Insurance Agencies in 14062

Housing Demographics for 14062

Population Review for 14062 Zip Code

For the city of Forestville, the population within 14062 has increased to over 3,176 residents in population size. The current population total is 3,375. We have broken down the population based on race below. In 14062, there are over 1755 in male population and 1620 females.

PopulationValues
Total Population3,375
White Population3091
Black Population34
Hispanic Population137
Asian Population6
Hawaiian Population2
Indian Population37
Other Population39
Male Population1755
Female Population1620
Population Estimate3176

Household Data for 14062

The average number of homes in 14062 is around 1,372, there are an average of 2.44 per household. The average house value according to local real estate values is around $93,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,372
Persons Per Household2.44
Average House Value$93,100
Income Per Household$59375
Median Age48.3
Median Age Male48.2
Median Age Female48.6
14062 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityForestville
City Alias NameFORESTVILLE
CountyChautauqua
County FIPS013
State FIPS36
Time Zone5
Day Light SavingY
MSA3610
PMSA
CSA
CBSA27460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameJamestown-Dunkirk, NY
MSA_NameJamestown, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees180
Business First Quarter Payroll1550
Business Annual Payroll7393
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population134905
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential1302
Delivery Business8
Delivery Total1477
Preferred Last Line KeyV13383
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV13383
Land Area70.543000
Water Area0.323000
City Alias Code
City Mixed CaseForestville
City Alias Mixed CaseForestville
Box Count138
SFDU1290
MFDU0
State ANSI36
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number352920
Unique ZIP Name
SSA State County Code33060
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseChautauqua

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]