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14069 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 14069 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Glenwood, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 14069.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 14069 and start shopping.

Quickly and Easily Compare Average Rates for 14069

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Glenwood, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 14069

Homeowners in Glenwood are paying roughly $1022 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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14069 Home Insurance Average Premiums

Local 14069 homeowners insurance quotes comparison

$772 /yr.

Shows Zip Code: 14069 lowest rates with discounts applied on average.

For the 14069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$772 /yr.
Average Coverage:$1022 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1322 /yr.

What is the average home insurance cost for a home in 14069?

  • • The average homeowners insurance premium paid annually for a home in 14069 is around $1022 per year.

What does it cost on average per month for home insurance in 14069?

  • • Homeowners in 14069 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14069?

  • • Autoowners in 14069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glenwood area, check out other zip codes nearby 14069.
Review average rates in another zip code:
14069 homeowners insurance rates

Home Replacement Cost Coverage in 14069

Average Building Cost Per Square Foot in 14069: $205

Location: Glenwood, New York (Erie County)

Average Square Footage in 14069: 852 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14069 before you start any project. Glenwood homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 852 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205852$174,600
Additional Upgrades & Added Features$256852$218,250
Major Home Updates or Advancements$308852$261,900

It's important to understand that when you estimate your replacement cost of your home in the 14069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14069

Best Home & Auto Insurance Agencies in 14069

Housing Demographics for 14069

Population Review for 14069 Zip Code

For the city of Glenwood, the population within 14069 has increased to over 799 residents in population size. The current population total is 773. We have broken down the population based on race below. In 14069, there are over 371 in male population and 402 females.

PopulationValues
Total Population773
White Population722
Black Population0
Hispanic Population19
Asian Population2
Hawaiian Population0
Indian Population1
Other Population8
Male Population371
Female Population402
Population Estimate799

Household Data for 14069

The average number of homes in 14069 is around 351, there are an average of 2.19 per household. The average house value according to local real estate values is around $174,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode351
Persons Per Household2.19
Average House Value$174,600
Income Per Household$73693
Median Age46.3
Median Age Male46.6
Median Age Female46.1
14069 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityGlenwood
City Alias NameGLENWOOD
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses16
Number Of Employees176
Business First Quarter Payroll1412
Business Annual Payroll4586
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential365
Delivery Business5
Delivery Total955
Preferred Last Line KeyV13567
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV13567
Land Area7.581000
Water Area0.012000
City Alias Code
City Mixed CaseGlenwood
City Alias Mixed CaseGlenwood
Box Count36
SFDU199
MFDU0
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number353260
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]