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Homeowners Insurance in 14103

For homeowners living in 14103, you want more affordable home insurance rates in Medina, right? Our rates are very competitive for homeowners living in the great city of Medina, NY. Many homeowners living in the 14103 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 14103 should appear in the zip code field ready to go. Comparing Medina, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

14103 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Medina pay around $1034 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 14103 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Medina homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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14103 Home Insurance Average Premiums

Local 14103 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 14103 lowest rates with discounts applied on average.

For the 14103, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 14103?

  • • The average homeowners insurance premium paid annually for a home in 14103 is around $1034 per year.

What does it cost on average per month for home insurance in 14103?

  • • Homeowners in 14103 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 14103?

  • • Autoowners in 14103 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Medina area, check out other zip codes nearby 14103.
Review average rates in another zip code:
14103 homeowners insurance rates

Home Replacement Cost Coverage in 14103

Average Building Cost Per Square Foot in 14103: $205

Location: Medina, New York (Orleans County)

Average Square Footage in 14103: 492 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14103 before you start any project. Medina homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14103 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14103 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 492 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medina area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205492$100,900
Additional Upgrades & Added Features$256492$126,125
Major Home Updates or Advancements$308492$151,350

It's important to understand that when you estimate your replacement cost of your home in the 14103 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14103

Best Home & Auto Insurance Agencies in 14103

Duda- Julianna

Address: 11297 Maple Ridge Rd Medina, NY 14103
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 14103

Population Review for 14103 Zip Code

For the city of Medina, the population within 14103 has increased to over 10,391 residents in population size. The current population total is 10,589. We have broken down the population based on race below. In 14103, there are over 5253 in male population and 5336 females.

PopulationValues
Total Population10,589
White Population9135
Black Population437
Hispanic Population483
Asian Population61
Hawaiian Population4
Indian Population46
Other Population239
Male Population5253
Female Population5336
Population Estimate10391

Household Data for 14103

The average number of homes in 14103 is around 4,391, there are an average of 2.35 per household. The average house value according to local real estate values is around $100,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,391
Persons Per Household2.35
Average House Value$100,900
Income Per Household$54387
Median Age43.6
Median Age Male41.5
Median Age Female45.1
14103 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585/716
CityMedina
City Alias NameMEDINA
CountyOrleans
County FIPS073
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses241
Number Of Employees3328
Business First Quarter Payroll36680
Business Annual Payroll155666
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential4422
Delivery Business268
Delivery Total4884
Preferred Last Line KeyV14625
Classification Code
Multi-County
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV14625
Land Area78.887000
Water Area0.495000
City Alias Code
City Mixed CaseMedina
City Alias Mixed CaseMedina
Box Count142
SFDU4021
MFDU315
State ANSI36
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355185
Unique ZIP Name
SSA State County Code33550
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseOrleans

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]