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14129, NY Home Insurance

In the zip code of 14129, the population size is around 1,638, which consists of 703 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Perrysburg, NY. A few years ago, a study was done and found that the average home insurance rates for New York are around $1,010 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 14129 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Perrysburg. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Perrysburg, NY Homeowners Insurance Online Rates Today!

14129 Home Insurance Average Premiums

Local 14129 homeowners insurance quotes comparison

$760 /yr.

Shows Zip Code: 14129 lowest rates with discounts applied on average.

For the 14129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$760 /yr.
Average Coverage:$1010 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1310 /yr.

What is the average home insurance cost for a home in 14129?

  • • The average homeowners insurance premium paid annually for a home in 14129 is around $1010 per year.

What does it cost on average per month for home insurance in 14129?

  • • Homeowners in 14129 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14129?

  • • Autoowners in 14129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perrysburg area, check out other zip codes nearby 14129.
Review average rates in another zip code:
14129 homeowners insurance rates

Home Replacement Cost Coverage in 14129

Average Building Cost Per Square Foot in 14129: $205

Location: Perrysburg, New York (Cattaraugus County)

Average Square Footage in 14129: 481 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14129 before you start any project. Perrysburg homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 481 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perrysburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205481$98,600
Additional Upgrades & Added Features$256481$123,250
Major Home Updates or Advancements$308481$147,900

It's important to understand that when you estimate your replacement cost of your home in the 14129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14129

Best Home & Auto Insurance Agencies in 14129

Housing Demographics for 14129

Population Review for 14129 Zip Code

For the city of Perrysburg, the population within 14129 has increased to over 1,039 residents in population size. The current population total is 1,638. We have broken down the population based on race below. In 14129, there are over 806 in male population and 832 females.

PopulationValues
Total Population1,638
White Population1294
Black Population8
Hispanic Population38
Asian Population0
Hawaiian Population0
Indian Population252
Other Population18
Male Population806
Female Population832
Population Estimate1039

Household Data for 14129

The average number of homes in 14129 is around 703, there are an average of 2.27 per household. The average house value according to local real estate values is around $98,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode703
Persons Per Household2.27
Average House Value$98,600
Income Per Household$62857
Median Age47.1
Median Age Male45.4
Median Age Female48.0
14129 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityPerrysburg
City Alias NamePERRYSBURG
CountyCattaraugus
County FIPS009
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA160
CBSA36460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOlean, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees76
Business First Quarter Payroll526
Business Annual Payroll2206
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population80317
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential458
Delivery Business12
Delivery Total939
Preferred Last Line KeyV15363
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV15363
Land Area30.704000
Water Area0.307000
City Alias Code
City Mixed CasePerrysburg
City Alias Mixed CasePerrysburg
Box Count129
SFDU458
MFDU0
State ANSI36
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number356475
Unique ZIP Name
SSA State County Code33040
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCattaraugus

New York Homeowners Insurance News & Information

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