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Searching for Homeowners Insurance in 14141

If you are a homeowners that lives in 14141 you may be searching for more affordable homeowners insurance in Springville. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Springville, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 14141 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Springville, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 14141 Home Insurance Costs: high!

In Springville, homeowners are paying roughly $1015 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 14141 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Springville are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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14141 Home Insurance Average Premiums

Local 14141 homeowners insurance quotes comparison

$765 /yr.

Shows Zip Code: 14141 lowest rates with discounts applied on average.

For the 14141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$765 /yr.
Average Coverage:$1015 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1315 /yr.

What is the average home insurance cost for a home in 14141?

  • • The average homeowners insurance premium paid annually for a home in 14141 is around $1015 per year.

What does it cost on average per month for home insurance in 14141?

  • • Homeowners in 14141 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14141?

  • • Autoowners in 14141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springville area, check out other zip codes nearby 14141.
Review average rates in another zip code:
14141 homeowners insurance rates

Home Replacement Cost Coverage in 14141

Average Building Cost Per Square Foot in 14141: $205

Location: Springville, New York (Erie County)

Average Square Footage in 14141: 796 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14141 before you start any project. Springville homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 796 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205796$163,200
Additional Upgrades & Added Features$256796$204,000
Major Home Updates or Advancements$308796$244,800

It's important to understand that when you estimate your replacement cost of your home in the 14141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14141

Best Home & Auto Insurance Agencies in 14141

Bily- Daniel

Address: RT-39 & US-219 Springville, NY 14141
Phone:
Website:
Info:

Housing Demographics for 14141

Population Review for 14141 Zip Code

For the city of Springville, the population within 14141 has increased to over 7,316 residents in population size. The current population total is 7,585. We have broken down the population based on race below. In 14141, there are over 3758 in male population and 3827 females.

PopulationValues
Total Population7,585
White Population7208
Black Population50
Hispanic Population143
Asian Population36
Hawaiian Population0
Indian Population30
Other Population39
Male Population3758
Female Population3827
Population Estimate7316

Household Data for 14141

The average number of homes in 14141 is around 3,250, there are an average of 2.28 per household. The average house value according to local real estate values is around $163,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,250
Persons Per Household2.28
Average House Value$163,200
Income Per Household$59439
Median Age45.3
Median Age Male44.3
Median Age Female46.1
14141 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CitySpringville
City Alias NameSPRINGVILLE
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses245
Number Of Employees2895
Business First Quarter Payroll25925
Business Annual Payroll113002
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential3209
Delivery Business229
Delivery Total3677
Preferred Last Line KeyV16275
Classification Code
Multi-CountyY
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV16275
Land Area72.286000
Water Area0.149000
City Alias Code
City Mixed CaseSpringville
City Alias Mixed CaseSpringville
Box Count158
SFDU2843
MFDU324
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number358115
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

New York Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]