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Homeowners Insurance in 14173

For homeowners living in 14173, you want more affordable home insurance rates in Yorkshire, right? Our rates are very competitive for homeowners living in the great city of Yorkshire, NY. Many homeowners living in the 14173 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 14173 should appear in the zip code field ready to go. Comparing Yorkshire, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

14173 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Yorkshire pay around $1017 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 14173 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Yorkshire homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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14173 Home Insurance Average Premiums

Local 14173 homeowners insurance quotes comparison

$767 /yr.

Shows Zip Code: 14173 lowest rates with discounts applied on average.

For the 14173, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$767 /yr.
Average Coverage:$1017 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1317 /yr.

What is the average home insurance cost for a home in 14173?

  • • The average homeowners insurance premium paid annually for a home in 14173 is around $1017 per year.

What does it cost on average per month for home insurance in 14173?

  • • Homeowners in 14173 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14173?

  • • Autoowners in 14173 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Yorkshire area, check out other zip codes nearby 14173.
Review average rates in another zip code:
14173 homeowners insurance rates

Home Replacement Cost Coverage in 14173

Average Building Cost Per Square Foot in 14173: $205

Location: Yorkshire, New York (Cattaraugus County)

Average Square Footage in 14173: 502 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14173 before you start any project. Yorkshire homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14173 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14173 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 502 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Yorkshire area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205502$103,000
Additional Upgrades & Added Features$256502$128,750
Major Home Updates or Advancements$308502$154,500

It's important to understand that when you estimate your replacement cost of your home in the 14173 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14173

Best Home & Auto Insurance Agencies in 14173

Beres- Michael A

Address: 12235 Old Olean Rd Yorkshire, NY 14173
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 14173

Population Review for 14173 Zip Code

For the city of Yorkshire, the population within 14173 has increased to over 0 residents in population size. The current population total is 386. We have broken down the population based on race below. In 14173, there are over 187 in male population and 199 females.

PopulationValues
Total Population386
White Population362
Black Population1
Hispanic Population3
Asian Population8
Hawaiian Population0
Indian Population0
Other Population0
Male Population187
Female Population199
Population Estimate0

Household Data for 14173

The average number of homes in 14173 is around 178, there are an average of 2.17 per household. The average house value according to local real estate values is around $103,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode178
Persons Per Household2.17
Average House Value$103,000
Income Per Household$85547
Median Age47.6
Median Age Male36.2
Median Age Female53.9
14173 DetailsValues
StateNY
State Full NameNew York
City TypeZ
City Alias Abbreviation
Area Code716
CityYorkshire
City Alias NameYORKSHIRE
CountyCattaraugus
County FIPS009
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA160
CBSA36460
CBSA_DIV
CBSA_TypeMicro
CBSA_NameOlean, NY
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees218
Business First Quarter Payroll1416
Business Annual Payroll5792
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population80317
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential0
Delivery Business0
Delivery Total309
Preferred Last Line KeyV17120
Classification CodeP
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV17120
Land Area0.577000
Water Area0.000000
City Alias Code
City Mixed CaseYorkshire
City Alias Mixed CaseYorkshire
Box Count248
SFDU0
MFDU0
State ANSI36
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number359555
Unique ZIP Name
SSA State County Code33040
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCattaraugus

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