14215 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 14215 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Buffalo, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 14215.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 14215 and start shopping.

Quickly and Easily Compare Average Rates for 14215

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Buffalo, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 14215

Homeowners in Buffalo are paying roughly $1020 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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14215 Home Insurance Average Premiums

Local 14215 homeowners insurance quotes comparison

$770 /yr.

Shows Zip Code: 14215 lowest rates with discounts applied on average.

For the 14215, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$770 /yr.
Average Coverage:	$1020 /yr.
2600 sq. ft. or higher (all discounts applied)	$1320 /yr.

What is the average home insurance cost for a home in 14215?

• The average homeowners insurance premium paid annually for a home in 14215 is around $1020 per year.

What does it cost on average per month for home insurance in 14215?

• Homeowners in 14215 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 14215?

• Autoowners in 14215 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 14215.
Review average rates in another zip code:
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14226 homeowners insurance rates

Home Replacement Cost Coverage in 14215

Average Building Cost Per Square Foot in 14215: $205

Location: Buffalo, New York (Erie County)

Average Square Footage in 14215: 378 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14215 before you start any project. Buffalo homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14215 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14215 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 378 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$205	378	$77,400
Additional Upgrades & Added Features	$256	378	$96,750
Major Home Updates or Advancements	$308	378	$116,100

Calculate Your Dwelling Coverage in 14215

It's important to understand that when you estimate your replacement cost of your home in the 14215 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 14215

Miller, David W - Allstate Insurance Company

Address: 3770 Harlem Rd Buffalo, NY 14215
Phone:
Website: http://www.allstate.com/
Info:

Ashby, Diane - Ashby Agency Incorporated

Address: 3800 Harlem Rd Buffalo, NY 14215
Phone:
Website:
Info:

Jerome Walters Agency

Address: 3871 Harlem Rd Buffalo, NY 14215
Phone:
Website:
Info:

Dave Miller Agency, LLC

Address: 3770 Harlem Rd Cheektowaga, NY 14215
Phone:
Website: http://www.buffalo-insurance.com/prosite/
Info:

Housing Demographics for 14215

Population Review for 14215 Zip Code

For the city of Buffalo, the population within 14215 has increased to over 35,699 residents in population size. The current population total is 42,447. We have broken down the population based on race below. In 14215, there are over 19028 in male population and 23419 females.

Population	Values
Total Population	42,447
White Population	5039
Black Population	31432
Hispanic Population	2783
Asian Population	2536
Hawaiian Population	16
Indian Population	130
Other Population	1151
Male Population	19028
Female Population	23419
Population Estimate	35699

Household Data for 14215

The average number of homes in 14215 is around 16,739, there are an average of 2.49 per household. The average house value according to local real estate values is around $77,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	16,739
Persons Per Household	2.49
Average House Value	$77,400
Income Per Household	$37974
Median Age	32.6
Median Age Male	30.0
Median Age Female	34.8

14215 Details	Values
State	NY
State Full Name	New York
City Type	P
City Alias Abbreviation
Area Code	716
City	Buffalo
City Alias Name	BUFFALO
County	Erie
County FIPS	029
State FIPS	36
Time Zone	5
Day Light Saving	Y
MSA	1280
PMSA
CSA	160
CBSA	15380
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Buffalo-Cheektowaga, NY
MSA_Name	Buffalo-Niagara Falls, NY MSA
PMSA_Name
Region	Northeast
Division	Middle Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	448
Number Of Employees	9118
Business First Quarter Payroll	164231
Business Annual Payroll	672937
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1135509
CBSA Division Population	0
Congressional District	26
Congressional LandArea	219.13
Delivery Residential	14337
Delivery Business	509
Delivery Total	15601
Preferred Last Line Key	V12344
Classification Code
Multi-County
CSA Name	Buffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State Key	V12344
Land Area	4.763000
Water Area	0.000000
City Alias Code
City Mixed Case	Buffalo
City Alias Mixed Case	Buffalo
Box Count	500
SFDU	13907
MFDU	179
State ANSI	36
County ANSI	029
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	351025
Unique ZIP Name
SSA State County Code	33240
Medicare CBSA Code	15380
Medicare CBSA Name	Buffalo-Cheektowaga, NY
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Erie

New York Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 14215!