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Find the lowest Homeowners Insurance Rates in 14217

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 14217, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Buffalo, NY from a list of top tier nationwide insurers.

Our New York licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 14217 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 14217

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Buffalo, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

14217 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Buffalo we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 14217, homeowners are seeing rates around 1002 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 14217!

14217 Home Insurance Average Premiums

Local 14217 homeowners insurance quotes comparison

$752 /yr.

Shows Zip Code: 14217 lowest rates with discounts applied on average.

For the 14217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$752 /yr.
Average Coverage:$1002 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1302 /yr.

What is the average home insurance cost for a home in 14217?

  • • The average homeowners insurance premium paid annually for a home in 14217 is around $1002 per year.

What does it cost on average per month for home insurance in 14217?

  • • Homeowners in 14217 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14217?

  • • Autoowners in 14217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 14217.
Review average rates in another zip code:
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14220 homeowners insurance rates
14204 homeowners insurance rates

Home Replacement Cost Coverage in 14217

Average Building Cost Per Square Foot in 14217: $205

Location: Buffalo, New York (Erie County)

Average Square Footage in 14217: 742 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14217 before you start any project. Buffalo homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 742 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205742$152,100
Additional Upgrades & Added Features$256742$190,125
Major Home Updates or Advancements$308742$228,150

It's important to understand that when you estimate your replacement cost of your home in the 14217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14217

Allstate Insurance - Thomas Finn

Address: 3493 Delaware Avenue Buffalo, NY 14217
Phone: (716)873-5600
Website:

Best Home & Auto Insurance Agencies in 14217

Allstate Insurance-Thomas Finn Agency

Address: 3493 Delaware Ave Buffalo, NY 14217
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Delaware Insurance Group

Address: 3411 Delaware Ave, #7 Buffalo, NY 14217
Phone:
Website: http://www.petrellains.com
Info:

Clouden- Kathleen G - State Farm Insurance Agent

Address: 3407 Delaware Ave Buffalo, NY 14217
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 14217

Population Review for 14217 Zip Code

For the city of Buffalo, the population within 14217 has increased to over 21,301 residents in population size. The current population total is 23,085. We have broken down the population based on race below. In 14217, there are over 10937 in male population and 12148 females.

PopulationValues
Total Population23,085
White Population19641
Black Population1232
Hispanic Population1165
Asian Population450
Hawaiian Population6
Indian Population135
Other Population302
Male Population10937
Female Population12148
Population Estimate21301

Household Data for 14217

The average number of homes in 14217 is around 10,813, there are an average of 2.09 per household. The average house value according to local real estate values is around $152,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,813
Persons Per Household2.09
Average House Value$152,100
Income Per Household$61885
Median Age41.3
Median Age Male38.9
Median Age Female43.6
14217 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityBuffalo
City Alias NameBUFFALO
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses515
Number Of Employees6331
Business First Quarter Payroll60584
Business Annual Payroll259949
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District26
Congressional LandArea219.13
Delivery Residential10192
Delivery Business599
Delivery Total11013
Preferred Last Line KeyV12344
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV12344
Land Area3.203000
Water Area0.000000
City Alias Code
City Mixed CaseBuffalo
City Alias Mixed CaseBuffalo
Box Count110
SFDU8737
MFDU1413
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351025
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

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