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Compare 14209 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Buffalo just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,408 neighbors looking to save on their home insurance policy in the local 14209 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14209. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Buffalo, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Buffalo, NY

14209 Home Insurance Average Premiums

Local 14209 homeowners insurance quotes comparison

$791 /yr.

Shows Zip Code: 14209 lowest rates with discounts applied on average.

For the 14209, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$791 /yr.
Average Coverage:$1041 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1341 /yr.

What is the average home insurance cost for a home in 14209?

  • • The average homeowners insurance premium paid annually for a home in 14209 is around $1041 per year.

What does it cost on average per month for home insurance in 14209?

  • • Homeowners in 14209 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 14209?

  • • Autoowners in 14209 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 14209.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 14209

Average Building Cost Per Square Foot in 14209: $205

Location: Buffalo, New York (Erie County)

Average Square Footage in 14209: 1,541 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14209 before you start any project. Buffalo homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14209 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14209 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,541 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,541$316,000
Additional Upgrades & Added Features$2561,541$395,000
Major Home Updates or Advancements$3081,541$474,000

It's important to understand that when you estimate your replacement cost of your home in the 14209 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14209

Best Home & Auto Insurance Agencies in 14209

Clauss & Company Insurance

Address: 735 Delaware Ave Buffalo, NY 14209
Phone:
Website: http://www.claussinsurance.com
Info:

Housing Demographics for 14209

Population Review for 14209 Zip Code

For the city of Buffalo, the population within 14209 has increased to over 7,656 residents in population size. The current population total is 8,251. We have broken down the population based on race below. In 14209, there are over 3953 in male population and 4298 females.

PopulationValues
Total Population8,251
White Population4301
Black Population2906
Hispanic Population540
Asian Population288
Hawaiian Population1
Indian Population27
Other Population202
Male Population3953
Female Population4298
Population Estimate7656

Household Data for 14209

The average number of homes in 14209 is around 4,408, there are an average of 1.76 per household. The average house value according to local real estate values is around $316,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,408
Persons Per Household1.76
Average House Value$316,000
Income Per Household$43891
Median Age38.8
Median Age Male38.5
Median Age Female39.2
14209 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityBuffalo
City Alias NameBUFFALO
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses269
Number Of Employees6595
Business First Quarter Payroll74355
Business Annual Payroll317871
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District26
Congressional LandArea219.13
Delivery Residential4350
Delivery Business293
Delivery Total4714
Preferred Last Line KeyV12344
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV12344
Land Area0.952000
Water Area0.000000
City Alias Code
City Mixed CaseBuffalo
City Alias Mixed CaseBuffalo
Box Count40
SFDU1610
MFDU2385
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351025
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

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