Get multiple home insurance quotes in 14210. Our licensed 14210, NY agents are ready to serve you.

14210 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 14210 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Buffalo, NY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 14210 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New York, like average Buffalo homeowners insurance rates, coverage options or home insurance types, please select Buffalo, NY Home Insurance Rates Online!

14210 Home Insurance Average Premiums

Local 14210 homeowners insurance quotes comparison

$777 /yr.

Shows Zip Code: 14210 lowest rates with discounts applied on average.

For the 14210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$777 /yr.
Average Coverage:$1027 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1327 /yr.

What is the average home insurance cost for a home in 14210?

  • • The average homeowners insurance premium paid annually for a home in 14210 is around $1027 per year.

What does it cost on average per month for home insurance in 14210?

  • • Homeowners in 14210 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 14210?

  • • Autoowners in 14210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 14210.
Review average rates in another zip code:
14220 homeowners insurance rates
14211 homeowners insurance rates
14218 homeowners insurance rates
14207 homeowners insurance rates
14228 homeowners insurance rates
14203 homeowners insurance rates
14208 homeowners insurance rates
14204 homeowners insurance rates
14219 homeowners insurance rates
14214 homeowners insurance rates

Home Replacement Cost Coverage in 14210

Average Building Cost Per Square Foot in 14210: $205

Location: Buffalo, New York (Erie County)

Average Square Footage in 14210: 472 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14210 before you start any project. Buffalo homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 472 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205472$96,800
Additional Upgrades & Added Features$256472$121,000
Major Home Updates or Advancements$308472$145,200

It's important to understand that when you estimate your replacement cost of your home in the 14210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14210

Best Home & Auto Insurance Agencies in 14210

Housing Demographics for 14210

Population Review for 14210 Zip Code

For the city of Buffalo, the population within 14210 has increased to over 13,206 residents in population size. The current population total is 15,480. We have broken down the population based on race below. In 14210, there are over 7720 in male population and 7760 females.

PopulationValues
Total Population15,480
White Population11185
Black Population1759
Hispanic Population2114
Asian Population241
Hawaiian Population1
Indian Population135
Other Population731
Male Population7720
Female Population7760
Population Estimate13206

Household Data for 14210

The average number of homes in 14210 is around 6,642, there are an average of 2.31 per household. The average house value according to local real estate values is around $96,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,642
Persons Per Household2.31
Average House Value$96,800
Income Per Household$41678
Median Age35.2
Median Age Male34.2
Median Age Female36.0
14210 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityBuffalo
City Alias NameBUFFALO
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses319
Number Of Employees13735
Business First Quarter Payroll215215
Business Annual Payroll871714
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District26
Congressional LandArea219.13
Delivery Residential5717
Delivery Business417
Delivery Total6488
Preferred Last Line KeyV12344
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV12344
Land Area3.146000
Water Area0.125000
City Alias Code
City Mixed CaseBuffalo
City Alias Mixed CaseBuffalo
Box Count0
SFDU5250
MFDU466
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351025
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]