Get multiple home insurance quotes in 14219. Our licensed 14219, NY agents are ready to serve you.

Quickly Revew Homeowners Insurance in 14219

If you own a home in Buffalo, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 14219 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 14219 and start comparing rates now.

14219 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 14219 is $1013 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 14219 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Buffalo, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

14219 Home Insurance Average Premiums

Local 14219 homeowners insurance quotes comparison

$763 /yr.

Shows Zip Code: 14219 lowest rates with discounts applied on average.

For the 14219, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$763 /yr.
Average Coverage:$1013 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1313 /yr.

What is the average home insurance cost for a home in 14219?

  • • The average homeowners insurance premium paid annually for a home in 14219 is around $1013 per year.

What does it cost on average per month for home insurance in 14219?

  • • Homeowners in 14219 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14219?

  • • Autoowners in 14219 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buffalo area, check out other zip codes nearby 14219.
Review average rates in another zip code:
14228 homeowners insurance rates
14224 homeowners insurance rates
14220 homeowners insurance rates
14206 homeowners insurance rates
14218 homeowners insurance rates
14217 homeowners insurance rates
14210 homeowners insurance rates
14226 homeowners insurance rates
14227 homeowners insurance rates
14209 homeowners insurance rates

Home Replacement Cost Coverage in 14219

Average Building Cost Per Square Foot in 14219: $205

Location: Buffalo, New York (Erie County)

Average Square Footage in 14219: 711 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14219 before you start any project. Buffalo homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14219 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14219 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 711 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buffalo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205711$145,800
Additional Upgrades & Added Features$256711$182,250
Major Home Updates or Advancements$308711$218,700

It's important to understand that when you estimate your replacement cost of your home in the 14219 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14219

Best Home & Auto Insurance Agencies in 14219

Housing Demographics for 14219

Population Review for 14219 Zip Code

For the city of Buffalo, the population within 14219 has increased to over 11,389 residents in population size. The current population total is 11,593. We have broken down the population based on race below. In 14219, there are over 5700 in male population and 5893 females.

PopulationValues
Total Population11,593
White Population10387
Black Population228
Hispanic Population556
Asian Population112
Hawaiian Population1
Indian Population42
Other Population144
Male Population5700
Female Population5893
Population Estimate11389

Household Data for 14219

The average number of homes in 14219 is around 5,237, there are an average of 2.20 per household. The average house value according to local real estate values is around $145,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,237
Persons Per Household2.20
Average House Value$145,800
Income Per Household$66763
Median Age42.2
Median Age Male40.4
Median Age Female44.2
14219 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code716
CityBuffalo
City Alias NameBUFFALO
CountyErie
County FIPS029
State FIPS36
Time Zone5
Day Light SavingY
MSA1280
PMSA
CSA160
CBSA15380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBuffalo-Cheektowaga, NY
MSA_NameBuffalo-Niagara Falls, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses361
Number Of Employees6805
Business First Quarter Payroll80957
Business Annual Payroll294744
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1135509
CBSA Division Population0
Congressional District23
Congressional LandArea7371.65
Delivery Residential5177
Delivery Business393
Delivery Total5812
Preferred Last Line KeyV12344
Classification Code
Multi-County
CSA NameBuffalo-Cheektowaga-Olean, NY
CBSA_DIV_Name
City State KeyV12344
Land Area6.946000
Water Area0.330000
City Alias Code
City Mixed CaseBuffalo
City Alias Mixed CaseBuffalo
Box Count87
SFDU4299
MFDU653
State ANSI36
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number351025
Unique ZIP Name
SSA State County Code33240
Medicare CBSA Code15380
Medicare CBSA NameBuffalo-Cheektowaga, NY
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseErie

New York Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]