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14427 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 14427 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Castile, NY quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 14427.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 14427 and start shopping.

Quickly and Easily Compare Average Rates for 14427

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Castile, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 14427

Homeowners in Castile are paying roughly $1005 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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14427 Home Insurance Average Premiums

Local 14427 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 14427 lowest rates with discounts applied on average.

For the 14427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1305 /yr.

What is the average home insurance cost for a home in 14427?

  • • The average homeowners insurance premium paid annually for a home in 14427 is around $1005 per year.

What does it cost on average per month for home insurance in 14427?

  • • Homeowners in 14427 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 14427?

  • • Autoowners in 14427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Castile area, check out other zip codes nearby 14427.
Review average rates in another zip code:
14427 homeowners insurance rates

Home Replacement Cost Coverage in 14427

Average Building Cost Per Square Foot in 14427: $205

Location: Castile, New York (Wyoming County)

Average Square Footage in 14427: 432 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14427 before you start any project. Castile homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 432 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Castile area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205432$88,600
Additional Upgrades & Added Features$256432$110,750
Major Home Updates or Advancements$308432$132,900

It's important to understand that when you estimate your replacement cost of your home in the 14427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14427

Best Home & Auto Insurance Agencies in 14427

Housing Demographics for 14427

Population Review for 14427 Zip Code

For the city of Castile, the population within 14427 has increased to over 2,052 residents in population size. The current population total is 1,990. We have broken down the population based on race below. In 14427, there are over 987 in male population and 1003 females.

PopulationValues
Total Population1,990
White Population1836
Black Population4
Hispanic Population56
Asian Population15
Hawaiian Population0
Indian Population2
Other Population21
Male Population987
Female Population1003
Population Estimate2052

Household Data for 14427

The average number of homes in 14427 is around 779, there are an average of 2.55 per household. The average house value according to local real estate values is around $88,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode779
Persons Per Household2.55
Average House Value$88,600
Income Per Household$59145
Median Age42.5
Median Age Male39.6
Median Age Female45.7
14427 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityCastile
City Alias NameCASTILE
CountyWyoming
County FIPS121
State FIPS36
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees189
Business First Quarter Payroll1532
Business Annual Payroll7434
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential805
Delivery Business26
Delivery Total2920
Preferred Last Line KeyV12445
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyV12445
Land Area33.665000
Water Area0.275000
City Alias Code
City Mixed CaseCastile
City Alias Mixed CaseCastile
Box Count97
SFDU781
MFDU0
State ANSI36
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number351255
Unique ZIP Name
SSA State County Code33900
Medicare CBSA Code99933
Medicare CBSA NameRural Areas in NY
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseWyoming

New York Homeowners Insurance News & Information

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