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Compare 14534 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Pittsford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 12,312 neighbors looking to save on their home insurance policy in the local 14534 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 14534. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best New York rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Pittsford, NY home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Pittsford, NY

14534 Home Insurance Average Premiums

Local 14534 homeowners insurance quotes comparison

$750 /yr.

Shows Zip Code: 14534 lowest rates with discounts applied on average.

For the 14534, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$750 /yr.
Average Coverage:$1000 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1300 /yr.

What is the average home insurance cost for a home in 14534?

  • • The average homeowners insurance premium paid annually for a home in 14534 is around $1000 per year.

What does it cost on average per month for home insurance in 14534?

  • • Homeowners in 14534 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 14534?

  • • Autoowners in 14534 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pittsford area, check out other zip codes nearby 14534.
Review average rates in another zip code:
14534 homeowners insurance rates

Home Replacement Cost Coverage in 14534

Average Building Cost Per Square Foot in 14534: $205

Location: Pittsford, New York (Monroe County)

Average Square Footage in 14534: 1,333 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14534 before you start any project. Pittsford homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14534 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14534 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,333 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pittsford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,333$273,300
Additional Upgrades & Added Features$2561,333$341,625
Major Home Updates or Advancements$3081,333$409,950

It's important to understand that when you estimate your replacement cost of your home in the 14534 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14534

Best Home & Auto Insurance Agencies in 14534

Robert Freemantle, Justin Jurs Partners - J & R Wealth Group

Address: 642 Kreag Rd, #207 Pittsford, NY 14534
Phone:
Website: http://www.jrwealthgroup.com/
Info:

Zeman, Robert J - State Farm Insurance Agent

Address: 672 Pittsford Victor Rd, Ste 3 Pittsford, NY 14534
Phone:
Website: http://www.rochester.citysearch.com/profile/external/46266586/pittsford_ny/zeman_robert_j_state_farm_insurance_agent.html
Info:

Blue Cross and Blue Shield

Address: 77 Sullys Trl Pittsford, NY 14534
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Pittsford

Address: 167 Sullys Trl Pittsford, NY 14534
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Bauer, Craig H - C Bauer Agency Incorporated

Address: 1 Grove St, #118 Pittsford, NY 14534
Phone:
Website: http://www.allstateagencies.com/CraigBauer/Welcome/
Info:

Housing Demographics for 14534

Population Review for 14534 Zip Code

For the city of Pittsford, the population within 14534 has increased to over 33,540 residents in population size. The current population total is 32,834. We have broken down the population based on race below. In 14534, there are over 15891 in male population and 16943 females.

PopulationValues
Total Population32,834
White Population26526
Black Population700
Hispanic Population998
Asian Population3408
Hawaiian Population13
Indian Population42
Other Population239
Male Population15891
Female Population16943
Population Estimate33540

Household Data for 14534

The average number of homes in 14534 is around 12,312, there are an average of 2.63 per household. The average house value according to local real estate values is around $273,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,312
Persons Per Household2.63
Average House Value$273,300
Income Per Household$124152
Median Age46.7
Median Age Male45.4
Median Age Female47.7
14534 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CityPittsford
City Alias NamePITTSFORD
CountyMonroe
County FIPS055
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses897
Number Of Employees9204
Business First Quarter Payroll151821
Business Annual Payroll627337
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District24|25
Congressional LandArea2388.56|510.19
Delivery Residential12753
Delivery Business773
Delivery Total13959
Preferred Last Line KeyV15434
Classification Code
Multi-CountyY
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV15434
Land Area32.344000
Water Area0.312000
City Alias Code
City Mixed CasePittsford
City Alias Mixed CasePittsford
Box Count209
SFDU11743
MFDU763
State ANSI36
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number356600
Unique ZIP Name
SSA State County Code33370
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseMonroe

New York Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]