Get multiple home insurance quotes in 14560. Our licensed 14560, NY agents are ready to serve you.

14560 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 14560 zip code it's important to know that our rates are very competitive for homeowners living in Springwater, NY. Many homeowners based out of your 14560 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 14560 should appear in the zip code field ready to go. For Springwater, NY Homeowners Insurance Quotes nearby, we offer the best rates and service.

14560: Average Home Insurance Rates

For homeowners living in the great city of Springwater, the average homeowners policy is considered high in comparison to other states. New York premiums are estimated to be around $1026 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 14560 Home Insurance Quotes!

14560 Home Insurance Average Premiums

Local 14560 homeowners insurance quotes comparison

$776 /yr.

Shows Zip Code: 14560 lowest rates with discounts applied on average.

For the 14560, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$776 /yr.
Average Coverage:$1026 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1326 /yr.

What is the average home insurance cost for a home in 14560?

  • • The average homeowners insurance premium paid annually for a home in 14560 is around $1026 per year.

What does it cost on average per month for home insurance in 14560?

  • • Homeowners in 14560 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 14560?

  • • Autoowners in 14560 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springwater area, check out other zip codes nearby 14560.
Review average rates in another zip code:
14560 homeowners insurance rates

Home Replacement Cost Coverage in 14560

Average Building Cost Per Square Foot in 14560: $205

Location: Springwater, New York (Livingston County)

Average Square Footage in 14560: 760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 14560 before you start any project. Springwater homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 14560 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 14560 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 760 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springwater area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$205760$155,800
Additional Upgrades & Added Features$256760$194,750
Major Home Updates or Advancements$308760$233,700

It's important to understand that when you estimate your replacement cost of your home in the 14560 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 14560

Best Home & Auto Insurance Agencies in 14560

Housing Demographics for 14560

Population Review for 14560 Zip Code

For the city of Springwater, the population within 14560 has increased to over 2,067 residents in population size. The current population total is 2,167. We have broken down the population based on race below. In 14560, there are over 1085 in male population and 1082 females.

PopulationValues
Total Population2,167
White Population2020
Black Population12
Hispanic Population55
Asian Population2
Hawaiian Population0
Indian Population8
Other Population10
Male Population1085
Female Population1082
Population Estimate2067

Household Data for 14560

The average number of homes in 14560 is around 913, there are an average of 2.36 per household. The average house value according to local real estate values is around $155,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode913
Persons Per Household2.36
Average House Value$155,800
Income Per Household$63730
Median Age47.1
Median Age Male51.7
Median Age Female43.4
14560 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code585
CitySpringwater
City Alias NameSPRINGWATER
CountyLivingston
County FIPS051
State FIPS36
Time Zone5
Day Light SavingY
MSA6840
PMSA
CSA464
CBSA40380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRochester, NY
MSA_NameRochester, NY MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees73
Business First Quarter Payroll433
Business Annual Payroll2112
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1054323
CBSA Division Population0
Congressional District24
Congressional LandArea2388.56
Delivery Residential876
Delivery Business13
Delivery Total1490
Preferred Last Line KeyV16276
Classification Code
Multi-CountyY
CSA NameRochester-Batavia-Seneca Falls, NY
CBSA_DIV_Name
City State KeyV16276
Land Area39.032000
Water Area3.889000
City Alias Code
City Mixed CaseSpringwater
City Alias Mixed CaseSpringwater
Box Count67
SFDU850
MFDU0
State ANSI36
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number358120
Unique ZIP Name
SSA State County Code33350
Medicare CBSA Code40380
Medicare CBSA NameRochester, NY
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseLivingston

New York Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]